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Comprehensive Local Motorcycle Insurance Guide

Springfield Motorcycle Insurance

Motorcycle Licenses in Springfield

^ Class M: A motorcycle or any other motor vehicle having a seat or saddle for the [Read More]

Affordable Motorcycle Insurance in Springfield, MA

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Motorcycle Laws in Springfield

^ Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with [Read More]

Motorcycle Insurance Providers in Springfield, MA

Springfield, MA Motorcycle Insurance

Springfield, MA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Springfield


  • Minimum Liability Limits in Springfield, MA: 20/40/5 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident

  • Insurer Verification of Insurance in Springfield [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Springfield Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Springfield

Mandatory motorcycle insurance coverage for riders in the state of Springfield, MA.

  • Motorcycle Insurance Requirements in Springfield [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Springfield

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Springfield, MA

Motorcycle License Regulations in Springfield, MA [3]

Detailed information about Springfield laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Springfield
  • Motorcycle License Laws in Springfield
    • Class M: A motorcycle or any other motor vehicle having a seat or saddle for the rider and designed to travel with no more than 3 wheels in contact with the ground.
    • To minimize the risk and maximize the fun of motorcycling, the Registry of Motor Vehicles sponsors the Massachusetts Rider Education Program (MREP).
    • Junior Operators (under the age of 18) are required to complete the MREP basic rider course (which includes a motorcycle skills test) to get a motorcycle license in addition to the requirements needed to obtain a Junior Operator Class D License.

Motorcycle Equipment Laws in Springfield, MA [3]

Various regulations and laws in Springfield regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Springfield
    • Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with a windshield or screen.
    • Motorcyclists are exempt from wearing protective headgear when participating in a parade.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle must be equipped with either a split service brake system or 2 independently actuated service brake systems.
    • Every motorcycle must be equipped with 1 white headlamp, 1 red rear lamp, 1 rear stop lamp, and a registration plate illuminator.

Local Companies in Springfield Related to Motorcycle Insurance

Motorcycle Insurance in Springfield

Companies & agents providing motorcycle insurance services in or near Springfield, MA.

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Motorcycle Dealers in Springfield

Dealerships selling new and/or used motorcycles locally in or near Springfield, MA.


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Motorcycle Training in Springfield

Companies offering motorcycle training in or near Springfield, MA.

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Rider & Driver Facts in Springfield, MA

Rider & Driver Facts in Springfield, MA

Springfield Accident Reporting Regulations

  • Accident Reporting in Springfield [3]
    • Crashes are required to be reported in cases of death, injury, or if property damage exceeds $1000.
    • The deadline to file a report is 5 days.

Springfield Highway Facts

  • Speed Limits in Springfield [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MA [4]
    • Massachusetts ranked 21st in the U.S. in 2011 in total motor fuel consumption.

Springfield Motorcycle Registrations

  • Registered Riders in MA [5]
    • In 2012, Massachusetts totaled 124,121 motorcycles registrations.
    • This number ranks 25th in the United States by state (including Washington, D.C.).
    • Note: MA ranked 15th in the nation in total auto registrations (all vehicle types) in 2011.

Household Income in Springfield, MA

Income: Springfield vs. Massachusetts

Median household income in Springfield, MA is $14,961, which is approximately 79 percent less than the median income of $71,021 in the state of Massachusetts overall. [6]


Springfield, MA Income Breakdown

The city of Springfield has a median household income of $14,961, versus $71,021 for the entire state of Massachusetts and versus $58,283 for the entire U.S. Approximately 17 percent of all households in Springfield have an income below poverty level. [6]



Income: Springfield vs. Nation

The Springfield, MA median household income of $14,961 is approximately 74 percent less than the $58,283 median income for the U.S. in its entirety. [6]


Additional information about Massachusetts

About Springfield

The city of Springfield (Massachusetts) has an approximate population of 153,060 and is located in Hampden County. [6]

MA Motorcycle Insurance

Springfield, MA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Springfield, or for additional resources related to Springfield Motorcycle Insurance, visit the Massachusetts Department of Insurance.

Did you know?

Illinois and Iowa).", "Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.", "Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.", "In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.", "The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.", "The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.", "According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.", "In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)" ); srand(time()); $num = count($dyk); $rand = (rand()%$num); print("$dyk[$rand]"); // "Motorcycle insurance is compulsory in every state with the exception of four: HI, MT, NH, & WA.", ?>

Additional Cities in MA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Massachusetts DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)