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Comprehensive Local Motorcycle Insurance Guide

New Hampshire Motorcycle Insurance

Motorcycle Registrations in NH

^ There are 79,877 registered motorcycles in New Hampshire, the 32nd highest number in the nation. [1]

Motorcycle Insurance in NH by City

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Motorcycle Insurance Providers in New Hampshire

NH Motorcycle Insurance

NH Motorcycle Insurance in New Hampshire

Motorcycle Insurance Coverage Requirements in New Hampshire


  • Minimum Liability Limits in NH: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

  • Insurer Verification of Insurance in NH [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

New Hampshire Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in New Hampshire

Mandatory motorcycle insurance coverage for riders in the state of New Hampshire.

  • Motorcycle Insurance Requirements in NH [2]
    • Uninsured motorist coverage
    • Financial responsibility only (insurance not compulsory)

Motorcycle Helmet Laws in New Hampshire

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in New Hampshire

Motorcycle License Regulations in New Hampshire [4]

Detailed information about New Hampshire laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in New Hampshire
  • Motorcycle License Laws in NH
    • Motorcycle Learner's Permit: Upon application, the DMV shall issue a motorcycle learner's permit to a person age 18 or older or to a person who is 16 or 17 and has successfully completed an approved driver education course and holds a valid NH drivers license. Applicants for such permit shall furnish proof of their fitness to drive a motorcycle, including either passing a of a written basic motorcycle knowledge test or successful completion of the motorcycle rider education program.
    • A motorcycle learner's permit shall permit the holder of such permit to drive a motorcycle on any road after sunrise and before sunset. Passengers are prohibited. The permit shall be valid for 45 days from the date of issuance or until the holder of the permit obtains a special license to drive motorcycles.
    • Class D: Non-Commercial Operator's License. May also be 'moped only,' 'motorcycle only' or 'motorcycle also.'

Motorcycle Equipment Laws in New Hampshire [4]

Various regulations and laws in New Hampshire regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in NH
    • Protective headgear is required for motorcycle operators or passengers under age 18.
    • If a motorcycle is not equipped with a windshield or screen which protects the driver's eyes and face when the driver is sitting erect, the driver shall wear either eyeglasses, goggles, or a protective face shield when driving the motorcycle.
    • Every motorcycle shall have footrests for each person driving or riding.
    • A person operating a motorcycle shall ride only upon the permanent and regular seat attached thereto. Such driver shall not carry any other person nor shall any other person ride on a motorcycle unless such motorcycle is designed to carry more than 1 person.
    • Motorcycles must be equipped on the rear with, whether as part of the tail lamps or separately, 1 red reflector.

Rider & Driver Facts in New Hampshire

Rider & Driver Facts in New Hampshire

New Hampshire Motorcycle Registrations

  • Registered Riders in NH [1]
    • In 2012, New Hampshire totaled 79,877 motorcycles registrations.
    • This number ranks 32nd in the United States by state (including Washington, D.C.).
    • Note: NH ranked 40th in the nation in total auto registrations (all vehicle types) in 2011.

New Hampshire Highway Facts

  • Speed Limits in NH [3]
    • Rural interstates: 65 mph (70 mph on specified segments of road)
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NH [5]
    • New Hampshire ranked 41st in the U.S. in 2011 in total motor fuel consumption.

New Hampshire Accident Reporting Regulations

  • Accident Reporting in NH [4]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1000.
    • The deadline to file a report is 15 days.

New Hampshire Demographics

Age Breakdown in New Hampshire

Approximately 78% residents in NH are 20 and older, while 18% are between ages 5 and 19, and 4% are under the age of 5. [6]


Household Income: New Hampshire vs. U.S.

The median household income in the state of New Hampshire is $66,454, which is about 14 percent more than the median income for the United States overall of $58,283. [6]


Income Breakdown in New Hampshire

About 9% of households in NH have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about New Hampshire

About New Hampshire

New Hampshire as a whole has an approximate population of 1,316,470, which ranks 41st in the nation. [6]

NH Motorcycle Insurance

NH Motorcycle Insurance

To learn more about Motorcycle Insurance in New Hampshire, or for additional resources related to New Hampshire Motorcycle Insurance, visit the New Hampshire Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

New Hampshire Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or New Hampshire DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)