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Comprehensive Local Motorcycle Insurance Guide

Hagerstown Motorcycle Insurance

Motorcycle Licenses in Hagerstown

^ A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age [Read More]

Affordable Motorcycle Insurance in Hagerstown, MD

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Motorcycle Laws in Hagerstown

^ An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear. [Read More]

Motorcycle Insurance Providers in Hagerstown, MD

Hagerstown, MD Motorcycle Insurance

Hagerstown, MD Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Hagerstown


  • Minimum Liability Limits in Hagerstown, MD: 30/60/15 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Hagerstown [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hagerstown Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Hagerstown

Mandatory motorcycle insurance coverage for riders in the state of Hagerstown, MD.

  • Motorcycle Insurance Requirements in Hagerstown [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Motorcycle Helmet Laws in Hagerstown

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Hagerstown, MD

Motorcycle License Regulations in Hagerstown, MD [3]

Detailed information about Hagerstown laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Hagerstown
  • Motorcycle License Laws in Hagerstown
    • A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age 16 years 3 months before obtaining a provisional license. The same application procedures for a motor vehicle apply to a motorcycle application.
    • An applicant under the age of 18 must complete a driver education and a motorcycle safety course.

Motorcycle Equipment Laws in Hagerstown, MD [3]

Various regulations and laws in Hagerstown regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Hagerstown
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear.
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective eye gear, or the motorcycle is equipped with a windscreen. All face shields and protective eye gear must allow the wearer an angle of vision of not less than 105 degrees.
    • If any motorcycle carries a passenger other than in a sidecar or enclosed cab, the motorcycle shall be equipped with footrests for the passenger.
    • A person may not operate a motorcycle with handlebars more than 15 inches in height above the seat.
    • The operator of a motorcycle may not carry any other person on the motorcycle unless it has a permanent seat to the side or behind the operator.

Local Companies in Hagerstown Related to Motorcycle Insurance

Motorcycle Insurance in Hagerstown

Companies & agents providing motorcycle insurance services in or near Hagerstown, MD.

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Motorcycle Dealers in Hagerstown

Dealerships selling new and/or used motorcycles locally in or near Hagerstown, MD.


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Motorcycle Training in Hagerstown

Companies offering motorcycle training in or near Hagerstown, MD.

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Rider & Driver Facts in Hagerstown, MD

Rider & Driver Facts in Hagerstown, MD

Hagerstown Accident Reporting Regulations

  • Accident Reporting in Hagerstown [3]
    • Crashes are required to be reported when in cases of injury or death.
    • The deadline to file a report is 15 days.

Hagerstown Highway Facts

  • Speed Limits in Hagerstown [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MD [4]
    • Maryland ranked 22nd in the U.S. in 2011 in total motor fuel consumption.

Hagerstown Motorcycle Registrations

  • Registered Riders in MD [5]
    • In 2012, Maryland totaled 121,306 motorcycles registrations.
    • This number ranks 26th in the United States by state (including Washington, D.C.).
    • Note: MD ranked 24th in the nation in total auto registrations (all vehicle types) in 2011.

Household Income in Hagerstown, MD

Income: Hagerstown vs. Maryland

Median household income in Hagerstown, MD is $18,528, which is approximately 76 percent less than the median income of $77,924 in the state of Maryland overall. [6]


Hagerstown, MD Income Breakdown

The city of Hagerstown has a median household income of $18,528, versus $77,924 for the entire state of Maryland and versus $58,283 for the entire U.S. Approximately 11 percent of all households in Hagerstown have an income below poverty level. [6]



Income: Hagerstown vs. Nation

The Hagerstown, MD median household income of $18,528 is approximately 68 percent less than the $58,283 median income for the U.S. in its entirety. [6]


Additional information about Maryland

About Hagerstown

The city of Hagerstown (Maryland) has an approximate population of 39,662 and is located in Washington County. [6]

MD Motorcycle Insurance

Hagerstown, MD Motorcycle Insurance

To learn more about about Motorcycle Insurance in Hagerstown, or for additional resources related to Hagerstown Motorcycle Insurance, visit the Maryland Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in MD

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Maryland DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)