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Comprehensive Local Motorcycle Insurance Guide

Oxford Motorcycle Insurance

Motorcycle Licenses in Oxford

^ A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age [Read More]

Affordable Motorcycle Insurance in Oxford, MD

^ Click here to compare Oxford Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Oxford

^ An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear. [Read More]

Motorcycle Insurance Providers in Oxford, MD

Oxford, MD Motorcycle Insurance

Oxford, MD Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Oxford


  • Minimum Liability Limits in Oxford, MD: 30/60/15 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Oxford [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oxford Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Oxford

Mandatory motorcycle insurance coverage for riders in the state of Oxford, MD.

  • Motorcycle Insurance Requirements in Oxford [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Motorcycle Helmet Laws in Oxford

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Oxford, MD

Motorcycle License Regulations in Oxford, MD [3]

Detailed information about Oxford laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Oxford
  • Motorcycle License Laws in Oxford
    • A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age 16 years 3 months before obtaining a provisional license. The same application procedures for a motor vehicle apply to a motorcycle application.
    • An applicant under the age of 18 must complete a driver education and a motorcycle safety course.

Motorcycle Equipment Laws in Oxford, MD [3]

Various regulations and laws in Oxford regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Oxford
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear.
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective eye gear, or the motorcycle is equipped with a windscreen. All face shields and protective eye gear must allow the wearer an angle of vision of not less than 105 degrees.
    • If any motorcycle carries a passenger other than in a sidecar or enclosed cab, the motorcycle shall be equipped with footrests for the passenger.
    • A person may not operate a motorcycle with handlebars more than 15 inches in height above the seat.
    • The operator of a motorcycle may not carry any other person on the motorcycle unless it has a permanent seat to the side or behind the operator.

Local Companies in Oxford Related to Motorcycle Insurance

Motorcycle Insurance in Oxford

Companies & agents providing motorcycle insurance services in or near Oxford, MD.

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Motorcycle Dealers in Oxford

Dealerships selling new and/or used motorcycles locally in or near Oxford, MD.


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Motorcycle Training in Oxford

Companies offering motorcycle training in or near Oxford, MD.

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Rider & Driver Facts in Oxford, MD

Rider & Driver Facts in Oxford, MD

Oxford Accident Reporting Regulations

  • Accident Reporting in Oxford [3]
    • Crashes are required to be reported when in cases of injury or death.
    • The deadline to file a report is 15 days.

Oxford Highway Facts

  • Speed Limits in Oxford [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MD [4]
    • Maryland ranked 22nd in the U.S. in 2011 in total motor fuel consumption.

Oxford Motorcycle Registrations

  • Registered Riders in MD [5]
    • In 2012, Maryland totaled 121,306 motorcycles registrations.
    • This number ranks 26th in the United States by state (including Washington, D.C.).
    • Note: MD ranked 24th in the nation in total auto registrations (all vehicle types) in 2011.

Household Income in Oxford, MD

Income: Oxford vs. Maryland

Median household income in Oxford, MD is $63,843, which is approximately 18 percent less than the median income of $77,924 in the state of Maryland overall. [6]


Oxford, MD Income Breakdown

The town of Oxford has a median household income of $63,843, versus $77,924 for the entire state of Maryland and versus $58,283 for the entire U.S. Approximately 10 percent of all households in Oxford have an income below poverty level. [6]



Income: Oxford vs. Nation

The Oxford, MD median household income of $63,843 is approximately 10 percent greater than the $58,283 median income for the U.S. in its entirety. [6]


Additional information about Maryland

About Oxford

The town of Oxford (Maryland) has an approximate population of 651 and is located in Talbot County. [6]

MD Motorcycle Insurance

Oxford, MD Motorcycle Insurance

To learn more about about Motorcycle Insurance in Oxford, or for additional resources related to Oxford Motorcycle Insurance, visit the Maryland Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

Additional Cities in MD

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Maryland DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)