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Comprehensive Local Motorcycle Insurance Guide

Maryland Motorcycle Insurance

Motorcycle Registrations in MD

^ There are 121,306 registered motorcycles in Maryland, the 26th highest number in the nation. [1]

Motorcycle Insurance in MD by City

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Motorcycle Insurance Providers in Maryland

MD Motorcycle Insurance

MD Motorcycle Insurance in Maryland

Motorcycle Insurance Coverage Requirements in Maryland


  • Minimum Liability Limits in MD: 30/60/15 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in MD [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Maryland Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Maryland

Mandatory motorcycle insurance coverage for riders in the state of Maryland.

  • Motorcycle Insurance Requirements in MD [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Motorcycle Helmet Laws in Maryland

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Maryland

Motorcycle License Regulations in Maryland [4]

Detailed information about Maryland laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Maryland
  • Motorcycle License Laws in MD
    • A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age 16 years 3 months before obtaining a provisional license. The same application procedures for a motor vehicle apply to a motorcycle application.
    • An applicant under the age of 18 must complete a driver education and a motorcycle safety course.

Motorcycle Equipment Laws in Maryland [4]

Various regulations and laws in Maryland regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in MD
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear.
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective eye gear, or the motorcycle is equipped with a windscreen. All face shields and protective eye gear must allow the wearer an angle of vision of not less than 105 degrees.
    • If any motorcycle carries a passenger other than in a sidecar or enclosed cab, the motorcycle shall be equipped with footrests for the passenger.
    • A person may not operate a motorcycle with handlebars more than 15 inches in height above the seat.
    • The operator of a motorcycle may not carry any other person on the motorcycle unless it has a permanent seat to the side or behind the operator.

Rider & Driver Facts in Maryland

Rider & Driver Facts in Maryland

Maryland Motorcycle Registrations

  • Registered Riders in MD [1]
    • In 2012, Maryland totaled 121,306 motorcycles registrations.
    • This number ranks 26th in the United States by state (including Washington, D.C.).
    • Note: MD ranked 24th in the nation in total auto registrations (all vehicle types) in 2011.

Maryland Highway Facts

  • Speed Limits in MD [3]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MD [5]
    • Maryland ranked 22nd in the U.S. in 2011 in total motor fuel consumption.

Maryland Accident Reporting Regulations

  • Accident Reporting in MD [4]
    • Crashes are required to be reported when in cases of injury or death.
    • The deadline to file a report is 15 days.

Maryland Demographics

Age Breakdown in Maryland

Approximately 75% residents in MD are 20 and older, while 20% are between ages 5 and 19, and 5% are under the age of 5. [6]


Household Income: Maryland vs. U.S.

The median household income in the state of Maryland is $77,924, which is about 34 percent more than the median income for the United States overall of $58,283. [6]


Income Breakdown in Maryland

About 10% of households in MD have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Maryland

About Maryland

Maryland as a whole has an approximate population of 5,773,552, which ranks 20th in the nation. [6]

MD Motorcycle Insurance

MD Motorcycle Insurance

To learn more about Motorcycle Insurance in Maryland, or for additional resources related to Maryland Motorcycle Insurance, visit the Maryland Department of Insurance.

Did you know?

Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).

Maryland Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Maryland DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)