Motorcycle Insurance Providers in Optima, OK
Optima, OK Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Optima
- Minimum Liability Limits in Optima, OK: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Optima [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Optima Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Optima, OK.
- Motorcycle Insurance Requirements in Optima [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Optima
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- Motorcycle helmets required for 17 and younger. [3]
Motorcycle Insurance Laws & Regulations in Optima, OK
Motorcycle License Regulations in Optima, OK [3]
Detailed information about Optima laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Optima
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- All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle endorsement added. There is no separate license for a motorcycle operator.
- Any new applicant for such a license must complete a written exam, vision exam, and driving examination for a motorcycle to be eligible for a motorcycle endorsement. The driving and written tests may be waived upon proof of completion of a certified Motorcycle Safety Foundation rider course.
Motorcycle Equipment Laws in Optima, OK [3]
Various regulations and laws in Optima regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Optima
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- Every person under the age of 18 years must wear a helmet.
- A windshield of such dimensions as to protect the operator from foreign objects is required, unless the operator wears either goggles or a face shield.
- No driver of any 2-wheeled motor vehicle may carry any other person on the vehicle, unless the vehicle has a wheel diameter of at least 12 inches, and either a double seating device with double footrests or a side car attachment.
- Handlebars on motorcycles and motor scooters shall not exceed the eye level of the operator.
- One brake light is required on the rear of the vehicle. At least 1 taillight and 1 rear reflector are also required.
Rider & Driver Facts in Optima, OK
Optima Accident Reporting Regulations
- Accident Reporting in Optima [3]
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- Crashes are required to be immediately reported when involving death or injury.
- Crashes involving property damage exceeding $500 must be reported within 6 months.
Optima Highway Facts
- Speed Limits in Optima [2]
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- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 70 mph
- Consumption of Motor Fuel in OK [4]
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- Oklahoma ranked 27th in the U.S. in 2011 in total motor fuel consumption.
Optima Motorcycle Registrations
- Registered Riders in OK [5]
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- In 2012, Oklahoma totaled 127,681 motorcycles registrations.
- This number ranks 24th in the United States by state (including Washington, D.C.).
- Note: OK ranked 28th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Oklahoma
About Optima
The town of Optima (Oklahoma) has an approximate population of 356 and is located in Texas County. [6]
Optima, OK Motorcycle Insurance
To learn more about about Motorcycle Insurance in Optima, or for additional resources related to Optima Motorcycle Insurance, visit the Oklahoma Department of Insurance.
Did you know?
Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Oklahoma DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
