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Comprehensive Local Motorcycle Insurance Guide

Lima Motorcycle Insurance

Motorcycle Licenses in Lima

^ All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle [Read More]

Affordable Motorcycle Insurance in Lima, OK

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Motorcycle Laws in Lima

^ Every person under the age of 18 years must wear a helmet. [Read More]

Motorcycle Insurance Providers in Lima, OK

Lima, OK Motorcycle Insurance

Lima, OK Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Lima


  • Minimum Liability Limits in Lima, OK: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Lima [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lima Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Lima

Mandatory motorcycle insurance coverage for riders in the state of Lima, OK.

  • Motorcycle Insurance Requirements in Lima [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Lima

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Lima, OK

Motorcycle License Regulations in Lima, OK [3]

Detailed information about Lima laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Lima
  • Motorcycle License Laws in Lima
    • All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle endorsement added. There is no separate license for a motorcycle operator.
    • Any new applicant for such a license must complete a written exam, vision exam, and driving examination for a motorcycle to be eligible for a motorcycle endorsement. The driving and written tests may be waived upon proof of completion of a certified Motorcycle Safety Foundation rider course.

Motorcycle Equipment Laws in Lima, OK [3]

Various regulations and laws in Lima regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Lima
    • Every person under the age of 18 years must wear a helmet.
    • A windshield of such dimensions as to protect the operator from foreign objects is required, unless the operator wears either goggles or a face shield.
    • No driver of any 2-wheeled motor vehicle may carry any other person on the vehicle, unless the vehicle has a wheel diameter of at least 12 inches, and either a double seating device with double footrests or a side car attachment.
    • Handlebars on motorcycles and motor scooters shall not exceed the eye level of the operator.
    • One brake light is required on the rear of the vehicle. At least 1 taillight and 1 rear reflector are also required.

Local Companies in Lima Related to Motorcycle Insurance

Motorcycle Insurance in Lima

Companies & agents providing motorcycle insurance services in or near Lima, OK.

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Motorcycle Dealers in Lima

Dealerships selling new and/or used motorcycles locally in or near Lima, OK.


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Motorcycle Training in Lima

Companies offering motorcycle training in or near Lima, OK.

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Rider & Driver Facts in Lima, OK

Rider & Driver Facts in Lima, OK

Lima Accident Reporting Regulations

  • Accident Reporting in Lima [3]
    • Crashes are required to be immediately reported when involving death or injury.
    • Crashes involving property damage exceeding $500 must be reported within 6 months.

Lima Highway Facts

  • Speed Limits in Lima [2]
    • Rural interstates: 75 mph
    • Urban interstates: 70 mph
    • Other roads: 70 mph
  • Consumption of Motor Fuel in OK [4]
    • Oklahoma ranked 27th in the U.S. in 2011 in total motor fuel consumption.

Lima Motorcycle Registrations

  • Registered Riders in OK [5]
    • In 2012, Oklahoma totaled 127,681 motorcycles registrations.
    • This number ranks 24th in the United States by state (including Washington, D.C.).
    • Note: OK ranked 28th in the nation in total auto registrations (all vehicle types) in 2011.

Household Income in Lima, OK

Income: Lima vs. Oklahoma

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Lima, OK Income Breakdown

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Income: Lima vs. Nation

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Additional information about Oklahoma

About Lima

The town of Lima (Oklahoma) has an approximate population of 53 and is located in Seminole County. [6]

OK Motorcycle Insurance

Lima, OK Motorcycle Insurance

To learn more about about Motorcycle Insurance in Lima, or for additional resources related to Lima Motorcycle Insurance, visit the Oklahoma Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Additional Cities in OK

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Oklahoma DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)