Motorcycle Insurance Providers in Oklahoma
OK Motorcycle Insurance in Oklahoma
Motorcycle Insurance Coverage Requirements in Oklahoma
- Minimum Liability Limits in OK: 25/50/25 
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in OK 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Oklahoma Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Oklahoma.
- Motorcycle Insurance Requirements in OK 
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Oklahoma
- Motorcycle helmets required for 17 and younger. 
Motorcycle Insurance Laws & Regulations in Oklahoma
Motorcycle License Regulations in Oklahoma 
Detailed information about Oklahoma laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in OK
- All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle endorsement added. There is no separate license for a motorcycle operator.
- Any new applicant for such a license must complete a written exam, vision exam, and driving examination for a motorcycle to be eligible for a motorcycle endorsement. The driving and written tests may be waived upon proof of completion of a certified Motorcycle Safety Foundation rider course.
Motorcycle Equipment Laws in Oklahoma 
Various regulations and laws in Oklahoma regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in OK
- Every person under the age of 18 years must wear a helmet.
- A windshield of such dimensions as to protect the operator from foreign objects is required, unless the operator wears either goggles or a face shield.
- No driver of any 2-wheeled motor vehicle may carry any other person on the vehicle, unless the vehicle has a wheel diameter of at least 12 inches, and either a double seating device with double footrests or a side car attachment.
- Handlebars on motorcycles and motor scooters shall not exceed the eye level of the operator.
- One brake light is required on the rear of the vehicle. At least 1 taillight and 1 rear reflector are also required.
Rider & Driver Facts in Oklahoma
Oklahoma Motorcycle Registrations
- Registered Riders in OK 
- In 2012, Oklahoma totaled 127,681 motorcycles registrations.
- This number ranks 24th in the United States by state (including Washington, D.C.).
- Note: OK ranked 28th in the nation in total auto registrations (all vehicle types) in 2011.
Oklahoma Highway Facts
- Speed Limits in OK 
- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 70 mph
- Consumption of Motor Fuel in OK 
- Oklahoma ranked 27th in the U.S. in 2011 in total motor fuel consumption.
Oklahoma Accident Reporting Regulations
- Accident Reporting in OK 
- Crashes are required to be immediately reported when involving death or injury.
- Crashes involving property damage exceeding $500 must be reported within 6 months.
Age Breakdown in Oklahoma
Approximately 73% residents in OK are 20 and older, while 22% are between ages 5 and 19, and 5% are under the age of 5. 
Household Income: Oklahoma vs. U.S.
The median household income in the state of Oklahoma is $47,199, which is about 19 percent less than the median income for the United States overall of $58,283. 
Income Breakdown in Oklahoma
About 17% of households in OK have incomes below the poverty level. Below is the complete income breakdown for the state. 
Additional information about Oklahoma
Oklahoma as a whole has an approximate population of 3,751,351, which ranks 27th in the nation. 
OK Motorcycle Insurance
To learn more about Motorcycle Insurance in Oklahoma, or for additional resources related to Oklahoma Motorcycle Insurance, visit the Oklahoma Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Federal Highway Administration
2. ^ Property Casualty Insurers Association of America (PCIAA)
3. ^ Insurance Institute for Highway Safety (IIHS)
4. ^ AAA Digest of Motor Laws and/or Oklahoma DOT
5. ^ U.S. Department of Transportation
6. ^ United States Census Bureau (2010)