Motorcycle Insurance Providers in Big Rapids, MI
Big Rapids, MI Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Big Rapids
- Minimum Liability Limits in Big Rapids, MI: 20/40/10 [2]
-
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Big Rapids [2]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Big Rapids Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Big Rapids, MI.
- Motorcycle Insurance Requirements in Big Rapids [2]
-
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Big Rapids
-
- Motorcycle helmets required for 20 and younger. [3]
Motorcycle Insurance Laws & Regulations in Big Rapids, MI
Motorcycle License Regulations in Big Rapids, MI [3]
Detailed information about Big Rapids laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Big Rapids
-
- A person, before operating a motorcycle upon a public street or highway in this state, must procure a motorcycle endorsement on the operator's or chauffeur's license.
- Before a person who is less than 18 years of age is issued an original motorcycle endorsement on an operator's or chauffeur's license, the person must pass an examination and a motorcycle safety course.
- A person, before operating a moped upon a highway, must procure a special restricted license to operate a moped unless the person has a valid operator's or chauffeur's license. A special restricted license to operate a moped may be issued to a person 15 years of age or older if the person satisfies the Secretary of State that he is competent to operate a moped with safety.
Motorcycle Equipment Laws in Big Rapids, MI [3]
Various regulations and laws in Big Rapids regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Big Rapids
-
- A person under age 21 operating or riding on a motorcycle on a public thoroughfare shall wear a U.S. DOT approved crash helmet. Persons age 21 and older must wear a helmet unless they have had a motorcycle endorsement for at least 2 years or have passed a motorcycle safety course, and have $20,000 in insurance.
- Eye protection required by law unless equipped with windscreen and is required at speeds over 35 mph.
- A motorcycle must be equipped with adequate seats and foot rests or pegs for each designated seating position.
- Handlebars may not be higher than 15 inches from the lowest point of the undepressed saddle to the highest point of the handle grip of the operator.
- There is no passenger age restriction in Michigan.
Rider & Driver Facts in Big Rapids, MI
Big Rapids Accident Reporting Regulations
- Accident Reporting in Big Rapids [3]
-
- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported if property damage exceeds $1000.
Big Rapids Highway Facts
- Speed Limits in Big Rapids [2]
-
- Rural interstates: 70 mph (Trucks: 60 mph)
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in MI [4]
-
- Michigan ranked 10th in the U.S. in 2011 in total motor fuel consumption.
Big Rapids Motorcycle Registrations
- Registered Riders in MI [5]
-
- In 2012, Michigan totaled 266,489 motorcycles registrations.
- This number ranks 10th in the United States by state (including Washington, D.C.).
- Note: MI ranked 8th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Michigan
About Big Rapids
The city of Big Rapids (Michigan) has an approximate population of 10,601 and is located in Mecosta County. [6]
Big Rapids, MI Motorcycle Insurance
To learn more about about Motorcycle Insurance in Big Rapids, or for additional resources related to Big Rapids Motorcycle Insurance, visit the Michigan Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Michigan DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
