Motorcycle Insurance Providers in Chatham, MI
Chatham, MI Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Chatham
- Minimum Liability Limits in Chatham, MI: 20/40/10 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Chatham [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Chatham Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Chatham, MI.
- Motorcycle Insurance Requirements in Chatham [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Chatham
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- Motorcycle helmets required for 20 and younger. [3]
Motorcycle Insurance Laws & Regulations in Chatham, MI
Motorcycle License Regulations in Chatham, MI [3]
Detailed information about Chatham laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Chatham
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- A person, before operating a motorcycle upon a public street or highway in this state, must procure a motorcycle endorsement on the operator's or chauffeur's license.
- Before a person who is less than 18 years of age is issued an original motorcycle endorsement on an operator's or chauffeur's license, the person must pass an examination and a motorcycle safety course.
- A person, before operating a moped upon a highway, must procure a special restricted license to operate a moped unless the person has a valid operator's or chauffeur's license. A special restricted license to operate a moped may be issued to a person 15 years of age or older if the person satisfies the Secretary of State that he is competent to operate a moped with safety.
Motorcycle Equipment Laws in Chatham, MI [3]
Various regulations and laws in Chatham regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Chatham
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- A person under age 21 operating or riding on a motorcycle on a public thoroughfare shall wear a U.S. DOT approved crash helmet. Persons age 21 and older must wear a helmet unless they have had a motorcycle endorsement for at least 2 years or have passed a motorcycle safety course, and have $20,000 in insurance.
- Eye protection required by law unless equipped with windscreen and is required at speeds over 35 mph.
- A motorcycle must be equipped with adequate seats and foot rests or pegs for each designated seating position.
- Handlebars may not be higher than 15 inches from the lowest point of the undepressed saddle to the highest point of the handle grip of the operator.
- There is no passenger age restriction in Michigan.
Rider & Driver Facts in Chatham, MI
Chatham Accident Reporting Regulations
- Accident Reporting in Chatham [3]
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- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported if property damage exceeds $1000.
Chatham Highway Facts
- Speed Limits in Chatham [2]
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- Rural interstates: 70 mph (Trucks: 60 mph)
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in MI [4]
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- Michigan ranked 10th in the U.S. in 2011 in total motor fuel consumption.
Chatham Motorcycle Registrations
- Registered Riders in MI [5]
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- In 2012, Michigan totaled 266,489 motorcycles registrations.
- This number ranks 10th in the United States by state (including Washington, D.C.).
- Note: MI ranked 8th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Michigan
About Chatham
The village of Chatham (Michigan) has an approximate population of 220 and is located in Alger County. [6]
Chatham, MI Motorcycle Insurance
To learn more about about Motorcycle Insurance in Chatham, or for additional resources related to Chatham Motorcycle Insurance, visit the Michigan Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Michigan DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
