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Comprehensive Local Motorcycle Insurance Guide

Smithsburg Motorcycle Insurance

Motorcycle Licenses in Smithsburg

^ A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age [Read More]

Affordable Motorcycle Insurance in Smithsburg, MD

^ Click here to compare Smithsburg Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Smithsburg

^ An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear. [Read More]

Motorcycle Insurance Providers in Smithsburg, MD

Smithsburg, MD Motorcycle Insurance

Smithsburg, MD Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Smithsburg


  • Minimum Liability Limits in Smithsburg, MD: 30/60/15 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Smithsburg [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Smithsburg Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Smithsburg

Mandatory motorcycle insurance coverage for riders in the state of Smithsburg, MD.

  • Motorcycle Insurance Requirements in Smithsburg [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Motorcycle Helmet Laws in Smithsburg

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Smithsburg, MD

Motorcycle License Regulations in Smithsburg, MD [3]

Detailed information about Smithsburg laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Smithsburg
  • Motorcycle License Laws in Smithsburg
    • A Class M license authorizes the licensee to drive motorcycles, but an applicant must be age 16 years 3 months before obtaining a provisional license. The same application procedures for a motor vehicle apply to a motorcycle application.
    • An applicant under the age of 18 must complete a driver education and a motorcycle safety course.

Motorcycle Equipment Laws in Smithsburg, MD [3]

Various regulations and laws in Smithsburg regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Smithsburg
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear.
    • An individual may not operate or ride on a motorcycle unless the individual is wearing protective eye gear, or the motorcycle is equipped with a windscreen. All face shields and protective eye gear must allow the wearer an angle of vision of not less than 105 degrees.
    • If any motorcycle carries a passenger other than in a sidecar or enclosed cab, the motorcycle shall be equipped with footrests for the passenger.
    • A person may not operate a motorcycle with handlebars more than 15 inches in height above the seat.
    • The operator of a motorcycle may not carry any other person on the motorcycle unless it has a permanent seat to the side or behind the operator.

Rider & Driver Facts in Smithsburg, MD

Rider & Driver Facts in Smithsburg, MD

Smithsburg Accident Reporting Regulations

  • Accident Reporting in Smithsburg [3]
    • Crashes are required to be reported when in cases of injury or death.
    • The deadline to file a report is 15 days.

Smithsburg Highway Facts

  • Speed Limits in Smithsburg [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MD [4]
    • Maryland ranked 22nd in the U.S. in 2011 in total motor fuel consumption.

Smithsburg Motorcycle Registrations

  • Registered Riders in MD [5]
    • In 2012, Maryland totaled 121,306 motorcycles registrations.
    • This number ranks 26th in the United States by state (including Washington, D.C.).
    • Note: MD ranked 24th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Maryland

About Smithsburg

The town of Smithsburg (Maryland) has an approximate population of 2,975 and is located in Washington County. [6]

MD Motorcycle Insurance

Smithsburg, MD Motorcycle Insurance

To learn more about about Motorcycle Insurance in Smithsburg, or for additional resources related to Smithsburg Motorcycle Insurance, visit the Maryland Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in MD

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Maryland DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)