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Lake Charles Motorcycle Insurance

Motorcycle Licenses in Lake Charles

^ There is no separate class of driver's license for motorcycle riders. [Read More]

Affordable Motorcycle Insurance in Lake Charles, LA

^ Click here to compare Lake Charles Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Lake Charles

^ All motorcycle riders must wear a properly equipped safety helmet. [Read More]

Motorcycle Insurance Providers in Lake Charles, LA

Lake Charles, LA Motorcycle Insurance

Lake Charles, LA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Lake Charles


  • Minimum Liability Limits in Lake Charles, LA: 15/30/25 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Lake Charles [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lake Charles Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Lake Charles

Mandatory motorcycle insurance coverage for riders in the state of Lake Charles, LA.

  • Motorcycle Insurance Requirements in Lake Charles [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Lake Charles

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Lake Charles, LA

Motorcycle License Regulations in Lake Charles, LA [3]

Detailed information about Lake Charles laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Lake Charles
  • Motorcycle License Laws in Lake Charles
    • There is no separate class of driver's license for motorcycle riders.
    • To operate a motorcycle, a person must obtain an endorsement to his or her regular driver's license. An endorsement can be obtained by passing an operation skills test and a knowledge test. An operation skills test does not have to be taken if the applicant successfully completed the Department-approved Motorcycle Safety, Awareness, and Operation Training Program.

Motorcycle Equipment Laws in Lake Charles, LA [3]

Various regulations and laws in Lake Charles regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Lake Charles
    • All motorcycle riders must wear a properly equipped safety helmet.
    • All motorcycle operators must wear protective eye gear, unless the motorcycle is equipped with a windshield of sufficient height to protect the operator's eyes.
    • Passenger footrest required if carrying a passenger.
    • Every new motorcycle sold in Louisiana must have 2 red reflectors. All other motorcycles must have at least 1 reflector, which must be mounted properly so that it is visible for at least 100 feet.
    • Every motorcycle must have 2 properly equipped white headlights on the front of the motorcycle that emit a white beam.

Rider & Driver Facts in Lake Charles, LA

Rider & Driver Facts in Lake Charles, LA

Lake Charles Accident Reporting Regulations

  • Accident Reporting in Lake Charles [3]
    • Crashes must be reported immediately in cases of death, injury, or when property damage exceeds $500. Crashes must be reported when property damage exceeds $100.
    • The deadline to file a report is 1 day.

Lake Charles Highway Facts

  • Speed Limits in Lake Charles [2]
    • Rural interstates: 75 mph
    • Urban interstates: 70 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in LA [4]
    • Louisiana ranked 24th in the U.S. in 2011 in total motor fuel consumption.

Lake Charles Motorcycle Registrations

  • Registered Riders in LA [5]
    • In 2012, Louisiana totaled 68,297 motorcycles registrations.
    • This number ranks 36th in the United States by state (including Washington, D.C.).
    • Note: LA ranked 23rd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Louisiana

About Lake Charles

The city of Lake Charles (Louisiana) has an approximate population of 71,993 and is located in Calcasieu County. [6]

LA Motorcycle Insurance

Lake Charles, LA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Lake Charles, or for additional resources related to Lake Charles Motorcycle Insurance, visit the Louisiana Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in LA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Louisiana DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)