Motorcycle Insurance Providers in Hessmer, LA
Hessmer, LA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Hessmer
- Minimum Liability Limits in Hessmer, LA: 15/30/25 
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Hessmer 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Hessmer Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Hessmer, LA.
- Motorcycle Insurance Requirements in Hessmer 
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Hessmer
- Motorcycle helmets required for all riders. 
Motorcycle Insurance Laws & Regulations in Hessmer, LA
Motorcycle License Regulations in Hessmer, LA 
Detailed information about Hessmer laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Hessmer
- There is no separate class of driver's license for motorcycle riders.
- To operate a motorcycle, a person must obtain an endorsement to his or her regular driver's license. An endorsement can be obtained by passing an operation skills test and a knowledge test. An operation skills test does not have to be taken if the applicant successfully completed the Department-approved Motorcycle Safety, Awareness, and Operation Training Program.
Motorcycle Equipment Laws in Hessmer, LA 
Various regulations and laws in Hessmer regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Hessmer
- All motorcycle riders must wear a properly equipped safety helmet.
- All motorcycle operators must wear protective eye gear, unless the motorcycle is equipped with a windshield of sufficient height to protect the operator's eyes.
- Passenger footrest required if carrying a passenger.
- Every new motorcycle sold in Louisiana must have 2 red reflectors. All other motorcycles must have at least 1 reflector, which must be mounted properly so that it is visible for at least 100 feet.
- Every motorcycle must have 2 properly equipped white headlights on the front of the motorcycle that emit a white beam.
Rider & Driver Facts in Hessmer, LA
Hessmer Accident Reporting Regulations
- Accident Reporting in Hessmer 
- Crashes must be reported immediately in cases of death, injury, or when property damage exceeds $500. Crashes must be reported when property damage exceeds $100.
- The deadline to file a report is 1 day.
Hessmer Highway Facts
- Speed Limits in Hessmer 
- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in LA 
- Louisiana ranked 24th in the U.S. in 2011 in total motor fuel consumption.
Hessmer Motorcycle Registrations
- Registered Riders in LA 
- In 2012, Louisiana totaled 68,297 motorcycles registrations.
- This number ranks 36th in the United States by state (including Washington, D.C.).
- Note: LA ranked 23rd in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Louisiana
The village of Hessmer (Louisiana) has an approximate population of 802 and is located in Avoyelles County. 
Hessmer, LA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Hessmer, or for additional resources related to Hessmer Motorcycle Insurance, visit the Louisiana Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Louisiana DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)