Motorcycle Insurance Providers in Louisiana
LA Motorcycle Insurance in Louisiana
Motorcycle Insurance Coverage Requirements in Louisiana
- Minimum Liability Limits in LA: 15/30/25 
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in LA 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Louisiana Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Louisiana.
- Motorcycle Insurance Requirements in LA 
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Louisiana
- Motorcycle helmets required for all riders. 
Motorcycle Insurance Laws & Regulations in Louisiana
Motorcycle License Regulations in Louisiana 
Detailed information about Louisiana laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in LA
- There is no separate class of driver's license for motorcycle riders.
- To operate a motorcycle, a person must obtain an endorsement to his or her regular driver's license. An endorsement can be obtained by passing an operation skills test and a knowledge test. An operation skills test does not have to be taken if the applicant successfully completed the Department-approved Motorcycle Safety, Awareness, and Operation Training Program.
Motorcycle Equipment Laws in Louisiana 
Various regulations and laws in Louisiana regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in LA
- All motorcycle riders must wear a properly equipped safety helmet.
- All motorcycle operators must wear protective eye gear, unless the motorcycle is equipped with a windshield of sufficient height to protect the operator's eyes.
- Passenger footrest required if carrying a passenger.
- Every new motorcycle sold in Louisiana must have 2 red reflectors. All other motorcycles must have at least 1 reflector, which must be mounted properly so that it is visible for at least 100 feet.
- Every motorcycle must have 2 properly equipped white headlights on the front of the motorcycle that emit a white beam.
Rider & Driver Facts in Louisiana
Louisiana Motorcycle Registrations
- Registered Riders in LA 
- In 2012, Louisiana totaled 68,297 motorcycles registrations.
- This number ranks 36th in the United States by state (including Washington, D.C.).
- Note: LA ranked 23rd in the nation in total auto registrations (all vehicle types) in 2011.
Louisiana Highway Facts
- Speed Limits in LA 
- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in LA 
- Louisiana ranked 24th in the U.S. in 2011 in total motor fuel consumption.
Louisiana Accident Reporting Regulations
- Accident Reporting in LA 
- Crashes must be reported immediately in cases of death, injury, or when property damage exceeds $500. Crashes must be reported when property damage exceeds $100.
- The deadline to file a report is 1 day.
Age Breakdown in Louisiana
Approximately 74% residents in LA are 20 and older, while 21% are between ages 5 and 19, and 5% are under the age of 5. 
Household Income: Louisiana vs. U.S.
The median household income in the state of Louisiana is $47,653, which is about 18 percent less than the median income for the United States overall of $58,283. 
Income Breakdown in Louisiana
About 19% of households in LA have incomes below the poverty level. Below is the complete income breakdown for the state. 
Additional information about Louisiana
Louisiana as a whole has an approximate population of 4,533,372, which ranks 26th in the nation. 
LA Motorcycle Insurance
To learn more about Motorcycle Insurance in Louisiana, or for additional resources related to Louisiana Motorcycle Insurance, visit the Louisiana Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Federal Highway Administration
2. ^ Property Casualty Insurers Association of America (PCIAA)
3. ^ Insurance Institute for Highway Safety (IIHS)
4. ^ AAA Digest of Motor Laws and/or Louisiana DOT
5. ^ U.S. Department of Transportation
6. ^ United States Census Bureau (2010)