Motorcycle Insurance Providers in Smithfield, WV
Smithfield, WV Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Smithfield
- Minimum Liability Limits in Smithfield, WV: 20/40/10 
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Smithfield 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Smithfield Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Smithfield, WV.
- Motorcycle Insurance Requirements in Smithfield 
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Motorcycle Helmet Laws in Smithfield
- Motorcycle helmets required for all riders. 
Motorcycle Insurance Laws & Regulations in Smithfield, WV
Motorcycle License Regulations in Smithfield, WV 
Detailed information about Smithfield laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Smithfield
- A separate motorcycle examination is required to obtain a license that authorizes the operation of a motorcycle. The examination tests the applicant's knowledge of the operation of a motorcycle, any traffic laws relating to the operation of a motorcycle, and includes an actual demonstration of the ability to drive a motorcycle.
- Upon successful completion of an examination and paying the required fees, the DMV shall include a motorcycle endorsement on the license of the applicant or shall issue a special motorcycle-only license if the applicant does not possess a license.
Motorcycle Equipment Laws in Smithfield, WV 
Various regulations and laws in Smithfield regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Smithfield
- The operator or passengers on a motorcycle or motor-driven cycle must wear a protective helmet with a neck or chin-strap.
- The operator or passengers on a motorcycle or motor-driven cycle must wear safety, shatter-resistant eyeglasses, eye goggles, or face shields. If any motorcycle, motor-driven cycle, or moped is equipped with a windshield or windscreen, the windshield or windscreen must be constructed of safety, shatter-resistant material.
- Passenger footrest required if carrying a passenger.
- Every motorcycle, motor-driven cycle, and moped must display lighted headlamps at all times when on the highway.
- Every motorcycle must be equipped with at least 1 to 2 headlamps, at least 1 brake operated by hand or foot, and a rearview mirror.
Rider & Driver Facts in Smithfield, WV
Smithfield Accident Reporting Regulations
- Accident Reporting in Smithfield 
- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported when property damage exceeds $1,000.
Smithfield Highway Facts
- Speed Limits in Smithfield 
- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in WV 
- West Virginia ranked 38th in the U.S. in 2011 in total motor fuel consumption.
Smithfield Motorcycle Registrations
- Registered Riders in WV 
- In 2012, West Virginia totaled 57,921 motorcycles registrations.
- This number ranks 40th in the United States by state (including Washington, D.C.).
- Note: WV ranked 39th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about West Virginia
The town of Smithfield (West Virginia) has an approximate population of 145 and is located in Wetzel County. 
Smithfield, WV Motorcycle Insurance
To learn more about about Motorcycle Insurance in Smithfield, or for additional resources related to Smithfield Motorcycle Insurance, visit the West Virginia Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or West Virginia DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)