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Comprehensive Local Motorcycle Insurance Guide

Union Motorcycle Insurance

Motorcycle Licenses in Union

^ A separate motorcycle examination is required to obtain a license that authorizes the operation of a [Read More]

Affordable Motorcycle Insurance in Union, WV

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Motorcycle Laws in Union

^ The operator or passengers on a motorcycle or motor-driven cycle must wear a protective helmet with a neck or chin-strap. [Read More]

Motorcycle Insurance Providers in Union, WV

Union, WV Motorcycle Insurance

Union, WV Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Union


  • Minimum Liability Limits in Union, WV: 20/40/10 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Union [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Union Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Union

Mandatory motorcycle insurance coverage for riders in the state of Union, WV.

  • Motorcycle Insurance Requirements in Union [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Motorcycle Helmet Laws in Union

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Union, WV

Motorcycle License Regulations in Union, WV [3]

Detailed information about Union laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Union
  • Motorcycle License Laws in Union
    • A separate motorcycle examination is required to obtain a license that authorizes the operation of a motorcycle. The examination tests the applicant's knowledge of the operation of a motorcycle, any traffic laws relating to the operation of a motorcycle, and includes an actual demonstration of the ability to drive a motorcycle.
    • Upon successful completion of an examination and paying the required fees, the DMV shall include a motorcycle endorsement on the license of the applicant or shall issue a special motorcycle-only license if the applicant does not possess a license.

Motorcycle Equipment Laws in Union, WV [3]

Various regulations and laws in Union regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Union
    • The operator or passengers on a motorcycle or motor-driven cycle must wear a protective helmet with a neck or chin-strap.
    • The operator or passengers on a motorcycle or motor-driven cycle must wear safety, shatter-resistant eyeglasses, eye goggles, or face shields. If any motorcycle, motor-driven cycle, or moped is equipped with a windshield or windscreen, the windshield or windscreen must be constructed of safety, shatter-resistant material.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle, motor-driven cycle, and moped must display lighted headlamps at all times when on the highway.
    • Every motorcycle must be equipped with at least 1 to 2 headlamps, at least 1 brake operated by hand or foot, and a rearview mirror.

Rider & Driver Facts in Union, WV

Rider & Driver Facts in Union, WV

Union Accident Reporting Regulations

  • Accident Reporting in Union [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Union Highway Facts

  • Speed Limits in Union [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in WV [4]
    • West Virginia ranked 38th in the U.S. in 2011 in total motor fuel consumption.

Union Motorcycle Registrations

  • Registered Riders in WV [5]
    • In 2012, West Virginia totaled 57,921 motorcycles registrations.
    • This number ranks 40th in the United States by state (including Washington, D.C.).
    • Note: WV ranked 39th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about West Virginia

About Union

The town of Union (West Virginia) has an approximate population of 565 and is located in Monroe County. [6]

WV Motorcycle Insurance

Union, WV Motorcycle Insurance

To learn more about about Motorcycle Insurance in Union, or for additional resources related to Union Motorcycle Insurance, visit the West Virginia Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in WV

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or West Virginia DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)