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Comprehensive Local Motorcycle Insurance Guide

Spokane Motorcycle Insurance

Motorcycle Licenses in Spokane

^ No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's [Read More]

Affordable Motorcycle Insurance in Spokane, WA

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Motorcycle Laws in Spokane

^ Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet. [Read More]

Motorcycle Insurance Providers in Spokane, WA

Spokane, WA Motorcycle Insurance

Spokane, WA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Spokane


  • Minimum Liability Limits in Spokane, WA: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Spokane [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Spokane Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Spokane

Mandatory motorcycle insurance coverage for riders in the state of Spokane, WA.

  • Motorcycle Insurance Requirements in Spokane [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Spokane

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Spokane, WA

Motorcycle License Regulations in Spokane, WA [3]

Detailed information about Spokane laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Spokane
  • Motorcycle License Laws in Spokane
    • No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's license specially endorsed by the DOL to authorize the holder to drive such vehicles.
    • A person holding a valid driver's license who wishes to learn to ride a motorcycle may apply for a motorcycle instruction permit. The DOL will issue an instruction permit after the applicant has passed all parts of the motorcycle examination other than the driving test.
    • A person holding a motorcycle instruction permit may drive a motorcycle on the public highways if the person has immediate possession of the permit and a driver's license. A permit holder may not carry passengers and may not operate a motorcycle during hours of darkness. A motorcycle instruction permit is valid for 90 days.
    • The DOL may waive all or part of the motorcycle endorsement examination for persons who satisfactorily complete the voluntary motorcycle operator training and education program.

Motorcycle Equipment Laws in Spokane, WA [3]

Various regulations and laws in Spokane regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Spokane
    • Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet.
    • For any person to operate a motorcycle, moped, or motor-driven cycle which does not have a windshield unless wearing glasses, goggles, or a face shield of a type conforming to rules adopted by the state patrol.
    • A person operating a motorcycle must ride only upon the permanent and regular seat, and the operator must not carry any other person nor may any other person ride on a motorcycle unless the motorcycle is designed to carry more than 1 person. The motorcycle must contain foot pegs for each person the motorcycle is designed to carry.
    • Every motorcycle and motor-driven cycle must have its headlamps and tail-lamps lighted whenever the vehicle is in motion on a highway.
    • Every motorcycle and motor-driven cycle must be equipped with a license plate lamp, a rear red reflector, and a stop lamp.

Rider & Driver Facts in Spokane, WA

Rider & Driver Facts in Spokane, WA

Spokane Accident Reporting Regulations

  • Accident Reporting in Spokane [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $700.
    • The deadline to file a report is 4 days.

Spokane Highway Facts

  • Speed Limits in Spokane [2]
    • Rural interstates: 70 mph (Trucks: 60 mph)
    • Urban interstates: 60 mph
    • Other roads: 60 mph
  • Consumption of Motor Fuel in WA [4]
    • Washington ranked 19th in the U.S. in 2011 in total motor fuel consumption.

Spokane Motorcycle Registrations

  • Registered Riders in WA [5]
    • In 2012, Washington totaled 217,301 motorcycles registrations.
    • This number ranks 13th in the United States by state (including Washington, D.C.).
    • Note: WA ranked 14th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Washington

About Spokane

The city of Spokane (Washington) has an approximate population of 208,916 and is located in Spokane County. [6]

WA Motorcycle Insurance

Spokane, WA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Spokane, or for additional resources related to Spokane Motorcycle Insurance, visit the Washington Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in WA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Washington DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)