Motorcycle Insurance Providers in Washington
WA Motorcycle Insurance in Washington
Motorcycle Insurance Coverage Requirements in Washington
- Minimum Liability Limits in WA: 25/50/10 
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in WA 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Washington Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Washington.
- Motorcycle Insurance Requirements in WA 
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Washington
- Motorcycle helmets required for all riders. 
Motorcycle Insurance Laws & Regulations in Washington
Motorcycle License Regulations in Washington 
Detailed information about Washington laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in WA
- No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's license specially endorsed by the DOL to authorize the holder to drive such vehicles.
- A person holding a valid driver's license who wishes to learn to ride a motorcycle may apply for a motorcycle instruction permit. The DOL will issue an instruction permit after the applicant has passed all parts of the motorcycle examination other than the driving test.
- A person holding a motorcycle instruction permit may drive a motorcycle on the public highways if the person has immediate possession of the permit and a driver's license. A permit holder may not carry passengers and may not operate a motorcycle during hours of darkness. A motorcycle instruction permit is valid for 90 days.
- The DOL may waive all or part of the motorcycle endorsement examination for persons who satisfactorily complete the voluntary motorcycle operator training and education program.
Motorcycle Equipment Laws in Washington 
Various regulations and laws in Washington regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in WA
- Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet.
- For any person to operate a motorcycle, moped, or motor-driven cycle which does not have a windshield unless wearing glasses, goggles, or a face shield of a type conforming to rules adopted by the state patrol.
- A person operating a motorcycle must ride only upon the permanent and regular seat, and the operator must not carry any other person nor may any other person ride on a motorcycle unless the motorcycle is designed to carry more than 1 person. The motorcycle must contain foot pegs for each person the motorcycle is designed to carry.
- Every motorcycle and motor-driven cycle must have its headlamps and tail-lamps lighted whenever the vehicle is in motion on a highway.
- Every motorcycle and motor-driven cycle must be equipped with a license plate lamp, a rear red reflector, and a stop lamp.
Rider & Driver Facts in Washington
Washington Motorcycle Registrations
- Registered Riders in WA 
- In 2012, Washington totaled 217,301 motorcycles registrations.
- This number ranks 13th in the United States by state (including Washington, D.C.).
- Note: WA ranked 14th in the nation in total auto registrations (all vehicle types) in 2011.
Washington Highway Facts
- Speed Limits in WA 
- Rural interstates: 70 mph (Trucks: 60 mph)
- Urban interstates: 60 mph
- Other roads: 60 mph
- Consumption of Motor Fuel in WA 
- Washington ranked 19th in the U.S. in 2011 in total motor fuel consumption.
Washington Accident Reporting Regulations
- Accident Reporting in WA 
- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $700.
- The deadline to file a report is 4 days.
Age Breakdown in Washington
Approximately 75% residents in WA are 20 and older, while 20% are between ages 5 and 19, and 5% are under the age of 5. 
Household Income: Washington vs. U.S.
The median household income in the state of Washington is $62,590, which is about 7 percent more than the median income for the United States overall of $58,283. 
Income Breakdown in Washington
About 13% of households in WA have incomes below the poverty level. Below is the complete income breakdown for the state. 
Additional information about Washington
Washington as a whole has an approximate population of 6,724,540, which ranks 13th in the nation. 
WA Motorcycle Insurance
To learn more about Motorcycle Insurance in Washington, or for additional resources related to Washington Motorcycle Insurance, visit the Washington Department of Insurance.
Did you know?
The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.
1. ^ Federal Highway Administration
2. ^ Property Casualty Insurers Association of America (PCIAA)
3. ^ Insurance Institute for Highway Safety (IIHS)
4. ^ AAA Digest of Motor Laws and/or Washington DOT
5. ^ U.S. Department of Transportation
6. ^ United States Census Bureau (2010)