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Comprehensive Local Motorcycle Insurance Guide

Chattanooga Motorcycle Insurance

Motorcycle Licenses in Chattanooga

^ All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle [Read More]

Affordable Motorcycle Insurance in Chattanooga, OK

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Motorcycle Laws in Chattanooga

^ Every person under the age of 18 years must wear a helmet. [Read More]

Motorcycle Insurance Providers in Chattanooga, OK

Chattanooga, OK Motorcycle Insurance

Chattanooga, OK Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Chattanooga


  • Minimum Liability Limits in Chattanooga, OK: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Chattanooga [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Chattanooga Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Chattanooga

Mandatory motorcycle insurance coverage for riders in the state of Chattanooga, OK.

  • Motorcycle Insurance Requirements in Chattanooga [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Chattanooga

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Chattanooga, OK

Motorcycle License Regulations in Chattanooga, OK [3]

Detailed information about Chattanooga laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Chattanooga
  • Motorcycle License Laws in Chattanooga
    • All motorcycle operators are required to obtain a Class A-D motor vehicle license, with a motorcycle endorsement added. There is no separate license for a motorcycle operator.
    • Any new applicant for such a license must complete a written exam, vision exam, and driving examination for a motorcycle to be eligible for a motorcycle endorsement. The driving and written tests may be waived upon proof of completion of a certified Motorcycle Safety Foundation rider course.

Motorcycle Equipment Laws in Chattanooga, OK [3]

Various regulations and laws in Chattanooga regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Chattanooga
    • Every person under the age of 18 years must wear a helmet.
    • A windshield of such dimensions as to protect the operator from foreign objects is required, unless the operator wears either goggles or a face shield.
    • No driver of any 2-wheeled motor vehicle may carry any other person on the vehicle, unless the vehicle has a wheel diameter of at least 12 inches, and either a double seating device with double footrests or a side car attachment.
    • Handlebars on motorcycles and motor scooters shall not exceed the eye level of the operator.
    • One brake light is required on the rear of the vehicle. At least 1 taillight and 1 rear reflector are also required.

Rider & Driver Facts in Chattanooga, OK

Rider & Driver Facts in Chattanooga, OK

Chattanooga Accident Reporting Regulations

  • Accident Reporting in Chattanooga [3]
    • Crashes are required to be immediately reported when involving death or injury.
    • Crashes involving property damage exceeding $500 must be reported within 6 months.

Chattanooga Highway Facts

  • Speed Limits in Chattanooga [2]
    • Rural interstates: 75 mph
    • Urban interstates: 70 mph
    • Other roads: 70 mph
  • Consumption of Motor Fuel in OK [4]
    • Oklahoma ranked 27th in the U.S. in 2011 in total motor fuel consumption.

Chattanooga Motorcycle Registrations

  • Registered Riders in OK [5]
    • In 2012, Oklahoma totaled 127,681 motorcycles registrations.
    • This number ranks 24th in the United States by state (including Washington, D.C.).
    • Note: OK ranked 28th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Oklahoma

About Chattanooga

The town of Chattanooga (Oklahoma) has an approximate population of 461 and is located in Comanche County. [6]

OK Motorcycle Insurance

Chattanooga, OK Motorcycle Insurance

To learn more about about Motorcycle Insurance in Chattanooga, or for additional resources related to Chattanooga Motorcycle Insurance, visit the Oklahoma Department of Insurance.

Did you know?

In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.

Additional Cities in OK

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Oklahoma DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)