Motorcycle Insurance Providers in Worcester, MA
Worcester, MA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Worcester
- Minimum Liability Limits in Worcester, MA: 20/40/5 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Insurer Verification of Insurance in Worcester [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Worcester Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Worcester, MA.
- Motorcycle Insurance Requirements in Worcester [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Worcester
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Worcester, MA
Motorcycle License Regulations in Worcester, MA [3]
Detailed information about Worcester laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Worcester
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- Class M: A motorcycle or any other motor vehicle having a seat or saddle for the rider and designed to travel with no more than 3 wheels in contact with the ground.
- To minimize the risk and maximize the fun of motorcycling, the Registry of Motor Vehicles sponsors the Massachusetts Rider Education Program (MREP).
- Junior Operators (under the age of 18) are required to complete the MREP basic rider course (which includes a motorcycle skills test) to get a motorcycle license in addition to the requirements needed to obtain a Junior Operator Class D License.
Motorcycle Equipment Laws in Worcester, MA [3]
Various regulations and laws in Worcester regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Worcester
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- Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with a windshield or screen.
- Motorcyclists are exempt from wearing protective headgear when participating in a parade.
- Passenger footrest required if carrying a passenger.
- Every motorcycle must be equipped with either a split service brake system or 2 independently actuated service brake systems.
- Every motorcycle must be equipped with 1 white headlamp, 1 red rear lamp, 1 rear stop lamp, and a registration plate illuminator.
Rider & Driver Facts in Worcester, MA
Worcester Accident Reporting Regulations
- Accident Reporting in Worcester [3]
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- Crashes are required to be reported in cases of death, injury, or if property damage exceeds $1000.
- The deadline to file a report is 5 days.
Worcester Highway Facts
- Speed Limits in Worcester [2]
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- Rural interstates: 65 mph
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in MA [4]
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- Massachusetts ranked 21st in the U.S. in 2011 in total motor fuel consumption.
Worcester Motorcycle Registrations
- Registered Riders in MA [5]
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- In 2012, Massachusetts totaled 124,121 motorcycles registrations.
- This number ranks 25th in the United States by state (including Washington, D.C.).
- Note: MA ranked 15th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Massachusetts
About Worcester
The city of Worcester (Massachusetts) has an approximate population of 181,045 and is located in Worcester County. [6]
Worcester, MA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Worcester, or for additional resources related to Worcester Motorcycle Insurance, visit the Massachusetts Department of Insurance.
Did you know?
The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Massachusetts DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
