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Comprehensive Local Motorcycle Insurance Guide

Fitchburg Motorcycle Insurance

Motorcycle Licenses in Fitchburg

^ Class M: A motorcycle or any other motor vehicle having a seat or saddle for the [Read More]

Affordable Motorcycle Insurance in Fitchburg, MA

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Motorcycle Laws in Fitchburg

^ Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with [Read More]

Motorcycle Insurance Providers in Fitchburg, MA

Fitchburg, MA Motorcycle Insurance

Fitchburg, MA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Fitchburg


  • Minimum Liability Limits in Fitchburg, MA: 20/40/5 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident

  • Insurer Verification of Insurance in Fitchburg [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Fitchburg Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Fitchburg

Mandatory motorcycle insurance coverage for riders in the state of Fitchburg, MA.

  • Motorcycle Insurance Requirements in Fitchburg [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Fitchburg

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Fitchburg, MA

Motorcycle License Regulations in Fitchburg, MA [3]

Detailed information about Fitchburg laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Fitchburg
  • Motorcycle License Laws in Fitchburg
    • Class M: A motorcycle or any other motor vehicle having a seat or saddle for the rider and designed to travel with no more than 3 wheels in contact with the ground.
    • To minimize the risk and maximize the fun of motorcycling, the Registry of Motor Vehicles sponsors the Massachusetts Rider Education Program (MREP).
    • Junior Operators (under the age of 18) are required to complete the MREP basic rider course (which includes a motorcycle skills test) to get a motorcycle license in addition to the requirements needed to obtain a Junior Operator Class D License.

Motorcycle Equipment Laws in Fitchburg, MA [3]

Various regulations and laws in Fitchburg regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Fitchburg
    • Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with a windshield or screen.
    • Motorcyclists are exempt from wearing protective headgear when participating in a parade.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle must be equipped with either a split service brake system or 2 independently actuated service brake systems.
    • Every motorcycle must be equipped with 1 white headlamp, 1 red rear lamp, 1 rear stop lamp, and a registration plate illuminator.

Rider & Driver Facts in Fitchburg, MA

Rider & Driver Facts in Fitchburg, MA

Fitchburg Accident Reporting Regulations

  • Accident Reporting in Fitchburg [3]
    • Crashes are required to be reported in cases of death, injury, or if property damage exceeds $1000.
    • The deadline to file a report is 5 days.

Fitchburg Highway Facts

  • Speed Limits in Fitchburg [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MA [4]
    • Massachusetts ranked 21st in the U.S. in 2011 in total motor fuel consumption.

Fitchburg Motorcycle Registrations

  • Registered Riders in MA [5]
    • In 2012, Massachusetts totaled 124,121 motorcycles registrations.
    • This number ranks 25th in the United States by state (including Washington, D.C.).
    • Note: MA ranked 15th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Massachusetts

About Fitchburg

The city of Fitchburg (Massachusetts) has an approximate population of 40,318 and is located in Worcester County. [6]

MA Motorcycle Insurance

Fitchburg, MA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Fitchburg, or for additional resources related to Fitchburg Motorcycle Insurance, visit the Massachusetts Department of Insurance.

Did you know?

Currently, laws requiring only some motorcyclists to wear a helmet are in place in 28 states.

Additional Cities in MA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Massachusetts DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)