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Comprehensive Local Motorcycle Insurance Guide

Maine Motorcycle Insurance

Motorcycle Registrations in ME

^ There are 53,268 registered motorcycles in Maine, the 41st highest number in the nation. [1]

Motorcycle Insurance in ME by City

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Motorcycle Insurance Providers in Maine

ME Motorcycle Insurance

ME Motorcycle Insurance in Maine

Motorcycle Insurance Coverage Requirements in Maine


  • Minimum Liability Limits in ME: 50/100/25 [2]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

  • Insurer Verification of Insurance in ME [2]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Maine Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Maine

Mandatory motorcycle insurance coverage for riders in the state of Maine.

  • Motorcycle Insurance Requirements in ME [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Motorcycle Helmet Laws in Maine

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Maine

Motorcycle License Regulations in Maine [4]

Detailed information about Maine laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Maine
  • Motorcycle License Laws in ME
    • Operation of a motorcycle, motor-drive cycle, or moped requires a special endorsement on a license.
    • A person must be at least 16 years of age to apply for a motorcycle instruction permit.
    • An instruction permit applicant must pass a vision test and a knowledge test related specifically to the safe operation of a motorcycle, motor-driven cycle or moped. An applicant must complete a motorcycle driver education program.
    • An instruction permit holder may operate a motorcycle, motor-driven cycle or moped must wear a helmet. The permit does not allow the holder to carry a passenger or ride out of state.

Motorcycle Equipment Laws in Maine [4]

Various regulations and laws in Maine regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in ME
    • Protective headgear is required for all riders under 18 and passengers of operators under 18, and operators with a learner's permit or within 1 year of successfully completing a driving test.
    • Eye protection is not required for riders in Maine.
    • Passenger footrest required if carrying a passenger.
    • Handlebars of a motorcycle may not be higher than shoulder level of the driver.
    • A motorcycle must have a mirror mounted and adjusted to allow the driver a clear, reflected view of the highway in the rear for a distance of at least 200 feet.

Rider & Driver Facts in Maine

Rider & Driver Facts in Maine

Maine Motorcycle Registrations

  • Registered Riders in ME [1]
    • In 2012, Maine totaled 53,268 motorcycles registrations.
    • This number ranks 41st in the United States by state (including Washington, D.C.).
    • Note: ME ranked 42nd in the nation in total auto registrations (all vehicle types) in 2011.

Maine Highway Facts

  • Speed Limits in ME [3]
    • Rural interstates: 75 mph
    • Urban interstates: 75 mph
    • Other roads: 60 mph
  • Consumption of Motor Fuel in ME [5]
    • Maine ranked 40th in the U.S. in 2011 in total motor fuel consumption.

Maine Accident Reporting Regulations

  • Accident Reporting in ME [4]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1000.

Maine Demographics

Age Breakdown in Maine

Approximately 79% residents in ME are 20 and older, while 17% are between ages 5 and 19, and 4% are under the age of 5. [6]


Household Income: Maine vs. U.S.

The median household income in the state of Maine is $49,025, which is about 16 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Maine

About 13% of households in ME have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Maine

About Maine

Maine as a whole has an approximate population of 1,328,361, which ranks 40th in the nation. [6]

ME Motorcycle Insurance

ME Motorcycle Insurance

To learn more about Motorcycle Insurance in Maine, or for additional resources related to Maine Motorcycle Insurance, visit the Maine Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Maine Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Maine DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)