Motorcycle Insurance Providers in Oak Ridge, LA
Oak Ridge, LA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Oak Ridge
- Minimum Liability Limits in Oak Ridge, LA: 15/30/25 [2]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Oak Ridge [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Oak Ridge Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Oak Ridge, LA.
- Motorcycle Insurance Requirements in Oak Ridge [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Oak Ridge
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Oak Ridge, LA
Motorcycle License Regulations in Oak Ridge, LA [3]
Detailed information about Oak Ridge laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Oak Ridge
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- There is no separate class of driver's license for motorcycle riders.
- To operate a motorcycle, a person must obtain an endorsement to his or her regular driver's license. An endorsement can be obtained by passing an operation skills test and a knowledge test. An operation skills test does not have to be taken if the applicant successfully completed the Department-approved Motorcycle Safety, Awareness, and Operation Training Program.
Motorcycle Equipment Laws in Oak Ridge, LA [3]
Various regulations and laws in Oak Ridge regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Oak Ridge
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- All motorcycle riders must wear a properly equipped safety helmet.
- All motorcycle operators must wear protective eye gear, unless the motorcycle is equipped with a windshield of sufficient height to protect the operator's eyes.
- Passenger footrest required if carrying a passenger.
- Every new motorcycle sold in Louisiana must have 2 red reflectors. All other motorcycles must have at least 1 reflector, which must be mounted properly so that it is visible for at least 100 feet.
- Every motorcycle must have 2 properly equipped white headlights on the front of the motorcycle that emit a white beam.
Rider & Driver Facts in Oak Ridge, LA
Oak Ridge Accident Reporting Regulations
- Accident Reporting in Oak Ridge [3]
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- Crashes must be reported immediately in cases of death, injury, or when property damage exceeds $500. Crashes must be reported when property damage exceeds $100.
- The deadline to file a report is 1 day.
Oak Ridge Highway Facts
- Speed Limits in Oak Ridge [2]
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- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in LA [4]
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- Louisiana ranked 24th in the U.S. in 2011 in total motor fuel consumption.
Oak Ridge Motorcycle Registrations
- Registered Riders in LA [5]
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- In 2012, Louisiana totaled 68,297 motorcycles registrations.
- This number ranks 36th in the United States by state (including Washington, D.C.).
- Note: LA ranked 23rd in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Louisiana
About Oak Ridge
The village of Oak Ridge (Louisiana) has an approximate population of 144 and is located in Morehouse County. [6]
Oak Ridge, LA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Oak Ridge, or for additional resources related to Oak Ridge Motorcycle Insurance, visit the Louisiana Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Louisiana DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
