Motorcycle Insurance Providers in Morgan City, LA
Morgan City, LA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Morgan City
- Minimum Liability Limits in Morgan City, LA: 15/30/25 
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Morgan City 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Morgan City Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Morgan City, LA.
- Motorcycle Insurance Requirements in Morgan City 
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Morgan City
- Motorcycle helmets required for all riders. 
Motorcycle Insurance Laws & Regulations in Morgan City, LA
Motorcycle License Regulations in Morgan City, LA 
Detailed information about Morgan City laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Morgan City
- There is no separate class of driver's license for motorcycle riders.
- To operate a motorcycle, a person must obtain an endorsement to his or her regular driver's license. An endorsement can be obtained by passing an operation skills test and a knowledge test. An operation skills test does not have to be taken if the applicant successfully completed the Department-approved Motorcycle Safety, Awareness, and Operation Training Program.
Motorcycle Equipment Laws in Morgan City, LA 
Various regulations and laws in Morgan City regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Morgan City
- All motorcycle riders must wear a properly equipped safety helmet.
- All motorcycle operators must wear protective eye gear, unless the motorcycle is equipped with a windshield of sufficient height to protect the operator's eyes.
- Passenger footrest required if carrying a passenger.
- Every new motorcycle sold in Louisiana must have 2 red reflectors. All other motorcycles must have at least 1 reflector, which must be mounted properly so that it is visible for at least 100 feet.
- Every motorcycle must have 2 properly equipped white headlights on the front of the motorcycle that emit a white beam.
Rider & Driver Facts in Morgan City, LA
Morgan City Accident Reporting Regulations
- Accident Reporting in Morgan City 
- Crashes must be reported immediately in cases of death, injury, or when property damage exceeds $500. Crashes must be reported when property damage exceeds $100.
- The deadline to file a report is 1 day.
Morgan City Highway Facts
- Speed Limits in Morgan City 
- Rural interstates: 75 mph
- Urban interstates: 70 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in LA 
- Louisiana ranked 24th in the U.S. in 2011 in total motor fuel consumption.
Morgan City Motorcycle Registrations
- Registered Riders in LA 
- In 2012, Louisiana totaled 68,297 motorcycles registrations.
- This number ranks 36th in the United States by state (including Washington, D.C.).
- Note: LA ranked 23rd in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Louisiana
About Morgan City
The city of Morgan City (Louisiana) has an approximate population of 12,404 and is located in St. Mary County. 
Morgan City, LA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Morgan City, or for additional resources related to Morgan City Motorcycle Insurance, visit the Louisiana Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Louisiana DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)