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Comprehensive Local Motorcycle Insurance Guide

Urbandale Motorcycle Insurance

Motorcycle Licenses in Urbandale

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Urbandale, IA

^ Click here to compare Urbandale Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Urbandale

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Urbandale, IA

Urbandale, IA Motorcycle Insurance

Urbandale, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Urbandale


  • Minimum Liability Limits in Urbandale, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Urbandale [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Urbandale Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Urbandale

Mandatory motorcycle insurance coverage for riders in the state of Urbandale, IA.

  • Motorcycle Insurance Requirements in Urbandale [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Urbandale

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Urbandale, IA

Motorcycle License Regulations in Urbandale, IA [3]

Detailed information about Urbandale laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Urbandale
  • Motorcycle License Laws in Urbandale
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Urbandale, IA [3]

Various regulations and laws in Urbandale regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Urbandale
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Urbandale, IA

Rider & Driver Facts in Urbandale, IA

Urbandale Accident Reporting Regulations

  • Accident Reporting in Urbandale [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Urbandale Highway Facts

  • Speed Limits in Urbandale [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Urbandale Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Urbandale

The city of Urbandale (Iowa) has an approximate population of 39,463 and is located in Polk County. [6]

IA Motorcycle Insurance

Urbandale, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Urbandale, or for additional resources related to Urbandale Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)