Motorcycle Insurance Providers in Melrose, IA
Melrose, IA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Melrose
- Minimum Liability Limits in Melrose, IA: 20/40/15 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in Melrose [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Melrose Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Melrose, IA.
- Motorcycle Insurance Requirements in Melrose [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Melrose
Motorcycle Insurance Laws & Regulations in Melrose, IA
Motorcycle License Regulations in Melrose, IA [3]
Detailed information about Melrose laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Melrose
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- Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
- Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.
Motorcycle Equipment Laws in Melrose, IA [3]
Various regulations and laws in Melrose regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Melrose
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- Iowa does not have a motorcycle helmet law.
- Eye protection is not required for riders in Iowa.
- The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
- A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
- Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.
Rider & Driver Facts in Melrose, IA
Melrose Accident Reporting Regulations
- Accident Reporting in Melrose [3]
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- Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
- If required to submit an accident report, the deadline is 3 days.
Melrose Highway Facts
- Speed Limits in Melrose [2]
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- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IA [4]
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- Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.
Melrose Motorcycle Registrations
- Registered Riders in IA [5]
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- In 2012, Iowa totaled 180,063 motorcycles registrations.
- This number ranks 18th in the United States by state (including Washington, D.C.).
- Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Iowa
About Melrose
The city of Melrose (Iowa) has an approximate population of 112 and is located in Monroe County. [6]
Melrose, IA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Melrose, or for additional resources related to Melrose Motorcycle Insurance, visit the Iowa Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Iowa DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
