Motorcycle Insurance Providers in Stanhope, IA
Stanhope, IA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Stanhope
- Minimum Liability Limits in Stanhope, IA: 20/40/15 [2]
-
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in Stanhope [2]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Stanhope Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Stanhope, IA.
- Motorcycle Insurance Requirements in Stanhope [2]
-
- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Stanhope
Motorcycle Insurance Laws & Regulations in Stanhope, IA
Motorcycle License Regulations in Stanhope, IA [3]
Detailed information about Stanhope laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Stanhope
-
- Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
- Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.
Motorcycle Equipment Laws in Stanhope, IA [3]
Various regulations and laws in Stanhope regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Stanhope
-
- Iowa does not have a motorcycle helmet law.
- Eye protection is not required for riders in Iowa.
- The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
- A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
- Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.
Rider & Driver Facts in Stanhope, IA
Stanhope Accident Reporting Regulations
- Accident Reporting in Stanhope [3]
-
- Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
- If required to submit an accident report, the deadline is 3 days.
Stanhope Highway Facts
- Speed Limits in Stanhope [2]
-
- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IA [4]
-
- Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.
Stanhope Motorcycle Registrations
- Registered Riders in IA [5]
-
- In 2012, Iowa totaled 180,063 motorcycles registrations.
- This number ranks 18th in the United States by state (including Washington, D.C.).
- Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Iowa
About Stanhope
The city of Stanhope (Iowa) has an approximate population of 422 and is located in Hamilton County. [6]
Stanhope, IA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Stanhope, or for additional resources related to Stanhope Motorcycle Insurance, visit the Iowa Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Iowa DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
