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Comprehensive Local Motorcycle Insurance Guide

Cincinnati Motorcycle Insurance

Motorcycle Licenses in Cincinnati

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Cincinnati, IA

^ Click here to compare Cincinnati Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Cincinnati

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Cincinnati, IA

Cincinnati, IA Motorcycle Insurance

Cincinnati, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Cincinnati


  • Minimum Liability Limits in Cincinnati, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Cincinnati [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Cincinnati Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Cincinnati

Mandatory motorcycle insurance coverage for riders in the state of Cincinnati, IA.

  • Motorcycle Insurance Requirements in Cincinnati [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Cincinnati

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Cincinnati, IA

Motorcycle License Regulations in Cincinnati, IA [3]

Detailed information about Cincinnati laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Cincinnati
  • Motorcycle License Laws in Cincinnati
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Cincinnati, IA [3]

Various regulations and laws in Cincinnati regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Cincinnati
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Cincinnati, IA

Rider & Driver Facts in Cincinnati, IA

Cincinnati Accident Reporting Regulations

  • Accident Reporting in Cincinnati [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Cincinnati Highway Facts

  • Speed Limits in Cincinnati [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Cincinnati Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Cincinnati

The city of Cincinnati (Iowa) has an approximate population of 357 and is located in Appanoose County. [6]

IA Motorcycle Insurance

Cincinnati, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Cincinnati, or for additional resources related to Cincinnati Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)