Motorcycle Insurance Providers in Charlotte, IA
Charlotte, IA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Charlotte
- Minimum Liability Limits in Charlotte, IA: 20/40/15 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in Charlotte [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Charlotte Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Charlotte, IA.
- Motorcycle Insurance Requirements in Charlotte [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Charlotte
Motorcycle Insurance Laws & Regulations in Charlotte, IA
Motorcycle License Regulations in Charlotte, IA [3]
Detailed information about Charlotte laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Charlotte
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- Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
- Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.
Motorcycle Equipment Laws in Charlotte, IA [3]
Various regulations and laws in Charlotte regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Charlotte
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- Iowa does not have a motorcycle helmet law.
- Eye protection is not required for riders in Iowa.
- The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
- A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
- Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.
Rider & Driver Facts in Charlotte, IA
Charlotte Accident Reporting Regulations
- Accident Reporting in Charlotte [3]
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- Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
- If required to submit an accident report, the deadline is 3 days.
Charlotte Highway Facts
- Speed Limits in Charlotte [2]
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- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IA [4]
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- Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.
Charlotte Motorcycle Registrations
- Registered Riders in IA [5]
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- In 2012, Iowa totaled 180,063 motorcycles registrations.
- This number ranks 18th in the United States by state (including Washington, D.C.).
- Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Iowa
About Charlotte
The city of Charlotte (Iowa) has an approximate population of 394 and is located in Clinton County. [6]
Charlotte, IA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Charlotte, or for additional resources related to Charlotte Motorcycle Insurance, visit the Iowa Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Iowa DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
