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Ayrshire Motorcycle Insurance

Motorcycle Licenses in Ayrshire

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Ayrshire, IA

^ Click here to compare Ayrshire Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Ayrshire

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Ayrshire, IA

Ayrshire, IA Motorcycle Insurance

Ayrshire, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Ayrshire


  • Minimum Liability Limits in Ayrshire, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Ayrshire [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Ayrshire Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Ayrshire

Mandatory motorcycle insurance coverage for riders in the state of Ayrshire, IA.

  • Motorcycle Insurance Requirements in Ayrshire [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Ayrshire

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Ayrshire, IA

Motorcycle License Regulations in Ayrshire, IA [3]

Detailed information about Ayrshire laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Ayrshire
  • Motorcycle License Laws in Ayrshire
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Ayrshire, IA [3]

Various regulations and laws in Ayrshire regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Ayrshire
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Ayrshire, IA

Rider & Driver Facts in Ayrshire, IA

Ayrshire Accident Reporting Regulations

  • Accident Reporting in Ayrshire [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Ayrshire Highway Facts

  • Speed Limits in Ayrshire [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Ayrshire Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Ayrshire

The city of Ayrshire (Iowa) has an approximate population of 143 and is located in Palo Alto County. [6]

IA Motorcycle Insurance

Ayrshire, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Ayrshire, or for additional resources related to Ayrshire Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)