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Comprehensive Local Motorcycle Insurance Guide

Missouri Valley Motorcycle Insurance

Motorcycle Licenses in Missouri Valley

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Missouri Valley, IA

^ Click here to compare Missouri Valley Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Missouri Valley

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Missouri Valley, IA

Missouri Valley, IA Motorcycle Insurance

Missouri Valley, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Missouri Valley


  • Minimum Liability Limits in Missouri Valley, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Missouri Valley [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Missouri Valley Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Missouri Valley

Mandatory motorcycle insurance coverage for riders in the state of Missouri Valley, IA.

  • Motorcycle Insurance Requirements in Missouri Valley [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Missouri Valley

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Missouri Valley, IA

Motorcycle License Regulations in Missouri Valley, IA [3]

Detailed information about Missouri Valley laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Missouri Valley
  • Motorcycle License Laws in Missouri Valley
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Missouri Valley, IA [3]

Various regulations and laws in Missouri Valley regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Missouri Valley
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Missouri Valley, IA

Rider & Driver Facts in Missouri Valley, IA

Missouri Valley Accident Reporting Regulations

  • Accident Reporting in Missouri Valley [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Missouri Valley Highway Facts

  • Speed Limits in Missouri Valley [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Missouri Valley Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Missouri Valley

The city of Missouri Valley (Iowa) has an approximate population of 2,838 and is located in Harrison County. [6]

IA Motorcycle Insurance

Missouri Valley, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Missouri Valley, or for additional resources related to Missouri Valley Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)