Rock Island Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Rock Island

• Minimum Liability Limits in Rock Island, WA: 25/50/10 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 10  Required coverage up to $10,000 for property damage in an accident

• Insurer Verification of Insurance in Rock Island ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Rock Island Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Rock Island, WA.

• Motorcycle Insurance Requirements in Rock Island ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage

Motorcycle Helmet Laws in Rock Island

• • Motorcycle helmets required for all riders. ^[3]

Motorcycle License Regulations in Rock Island, WA ^[3]

Detailed information about Rock Island laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Rock Island
• • No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's license specially endorsed by the DOL to authorize the holder to drive such vehicles.
  • A person holding a valid driver's license who wishes to learn to ride a motorcycle may apply for a motorcycle instruction permit. The DOL will issue an instruction permit after the applicant has passed all parts of the motorcycle examination other than the driving test.
  • A person holding a motorcycle instruction permit may drive a motorcycle on the public highways if the person has immediate possession of the permit and a driver's license. A permit holder may not carry passengers and may not operate a motorcycle during hours of darkness. A motorcycle instruction permit is valid for 90 days.
  • The DOL may waive all or part of the motorcycle endorsement examination for persons who satisfactorily complete the voluntary motorcycle operator training and education program.

Motorcycle Equipment Laws in Rock Island, WA ^[3]

Various regulations and laws in Rock Island regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Rock Island
• • Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet.
  • For any person to operate a motorcycle, moped, or motor-driven cycle which does not have a windshield unless wearing glasses, goggles, or a face shield of a type conforming to rules adopted by the state patrol.
  • A person operating a motorcycle must ride only upon the permanent and regular seat, and the operator must not carry any other person nor may any other person ride on a motorcycle unless the motorcycle is designed to carry more than 1 person. The motorcycle must contain foot pegs for each person the motorcycle is designed to carry.
  • Every motorcycle and motor-driven cycle must have its headlamps and tail-lamps lighted whenever the vehicle is in motion on a highway.
  • Every motorcycle and motor-driven cycle must be equipped with a license plate lamp, a rear red reflector, and a stop lamp.