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Comprehensive Local Motorcycle Insurance Guide

Oak Harbor Motorcycle Insurance

Motorcycle Licenses in Oak Harbor

^ No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's [Read More]

Affordable Motorcycle Insurance in Oak Harbor, WA

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Motorcycle Laws in Oak Harbor

^ Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet. [Read More]

Motorcycle Insurance Providers in Oak Harbor, WA

Oak Harbor, WA Motorcycle Insurance

Oak Harbor, WA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Oak Harbor


  • Minimum Liability Limits in Oak Harbor, WA: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Oak Harbor [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oak Harbor Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Oak Harbor

Mandatory motorcycle insurance coverage for riders in the state of Oak Harbor, WA.

  • Motorcycle Insurance Requirements in Oak Harbor [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Oak Harbor

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Oak Harbor, WA

Motorcycle License Regulations in Oak Harbor, WA [3]

Detailed information about Oak Harbor laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Oak Harbor
  • Motorcycle License Laws in Oak Harbor
    • No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's license specially endorsed by the DOL to authorize the holder to drive such vehicles.
    • A person holding a valid driver's license who wishes to learn to ride a motorcycle may apply for a motorcycle instruction permit. The DOL will issue an instruction permit after the applicant has passed all parts of the motorcycle examination other than the driving test.
    • A person holding a motorcycle instruction permit may drive a motorcycle on the public highways if the person has immediate possession of the permit and a driver's license. A permit holder may not carry passengers and may not operate a motorcycle during hours of darkness. A motorcycle instruction permit is valid for 90 days.
    • The DOL may waive all or part of the motorcycle endorsement examination for persons who satisfactorily complete the voluntary motorcycle operator training and education program.

Motorcycle Equipment Laws in Oak Harbor, WA [3]

Various regulations and laws in Oak Harbor regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Oak Harbor
    • Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet.
    • For any person to operate a motorcycle, moped, or motor-driven cycle which does not have a windshield unless wearing glasses, goggles, or a face shield of a type conforming to rules adopted by the state patrol.
    • A person operating a motorcycle must ride only upon the permanent and regular seat, and the operator must not carry any other person nor may any other person ride on a motorcycle unless the motorcycle is designed to carry more than 1 person. The motorcycle must contain foot pegs for each person the motorcycle is designed to carry.
    • Every motorcycle and motor-driven cycle must have its headlamps and tail-lamps lighted whenever the vehicle is in motion on a highway.
    • Every motorcycle and motor-driven cycle must be equipped with a license plate lamp, a rear red reflector, and a stop lamp.

Rider & Driver Facts in Oak Harbor, WA

Rider & Driver Facts in Oak Harbor, WA

Oak Harbor Accident Reporting Regulations

  • Accident Reporting in Oak Harbor [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $700.
    • The deadline to file a report is 4 days.

Oak Harbor Highway Facts

  • Speed Limits in Oak Harbor [2]
    • Rural interstates: 70 mph (Trucks: 60 mph)
    • Urban interstates: 60 mph
    • Other roads: 60 mph
  • Consumption of Motor Fuel in WA [4]
    • Washington ranked 19th in the U.S. in 2011 in total motor fuel consumption.

Oak Harbor Motorcycle Registrations

  • Registered Riders in WA [5]
    • In 2012, Washington totaled 217,301 motorcycles registrations.
    • This number ranks 13th in the United States by state (including Washington, D.C.).
    • Note: WA ranked 14th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Washington

About Oak Harbor

The city of Oak Harbor (Washington) has an approximate population of 22,075 and is located in Island County. [6]

WA Motorcycle Insurance

Oak Harbor, WA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Oak Harbor, or for additional resources related to Oak Harbor Motorcycle Insurance, visit the Washington Department of Insurance.

Did you know?

Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).

Additional Cities in WA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Washington DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)