Motorcycle Insurance Providers in Ridgeway, VA
Ridgeway, VA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Ridgeway
- Minimum Liability Limits in Ridgeway, VA: 25/50/20 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Insurer Verification of Insurance in Ridgeway [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Ridgeway Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Ridgeway, VA.
- Motorcycle Insurance Requirements in Ridgeway [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.
Motorcycle Helmet Laws in Ridgeway
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Ridgeway, VA
Motorcycle License Regulations in Ridgeway, VA [3]
Detailed information about Ridgeway laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Ridgeway
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- Applicants must pass a special examination including a written examination and a road test before being issued a license.
- A motorcycle written or road test may be waived for licensed members, spouses of a member, or dependents of a member of the United States Armed Services who has successfully completed a basic motorcycle rider course approved by the United States Armed Services.
Motorcycle Equipment Laws in Ridgeway, VA [3]
Various regulations and laws in Ridgeway regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Ridgeway
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- Operators and any passengers thereon must wear protective helmets.
- Every person operating a motorcycle must wear a face shield, safety glasses, or goggles, or have his motorcycle equipped with safety glass or a windshield, at all times while operating the vehicle.
- Each passenger is required to have a permanently affixed seat and footrest.
- Handlebars may not be higher than 15 inches above the level of the motorcycle's seat.
- There is no passenger age restriction in the state of Virginia.
Rider & Driver Facts in Ridgeway, VA
Ridgeway Accident Reporting Regulations
- Accident Reporting in Ridgeway [3]
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- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported when property damage exceeds $1,000.
Ridgeway Highway Facts
- Speed Limits in Ridgeway [2]
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- Rural interstates: 70 mph
- Urban interstates: 70 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in VA [4]
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- Virginia ranked 12th in the U.S. in 2011 in total motor fuel consumption.
Ridgeway Motorcycle Registrations
- Registered Riders in VA [5]
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- In 2012, Virginia totaled 199,489 motorcycles registrations.
- This number ranks 15th in the United States by state (including Washington, D.C.).
- Note: VA ranked 11th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Virginia
About Ridgeway
The town of Ridgeway (Virginia) has an approximate population of 742 and is located in Henry County. [6]
Ridgeway, VA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Ridgeway, or for additional resources related to Ridgeway Motorcycle Insurance, visit the Virginia Department of Insurance.
Did you know?
In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Virginia DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
