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Comprehensive Local Motorcycle Insurance Guide

Independence Motorcycle Insurance

Motorcycle Licenses in Independence

^ Applicants must pass a special examination including a written examination and a road test before being [Read More]

Affordable Motorcycle Insurance in Independence, VA

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Motorcycle Laws in Independence

^ Operators and any passengers thereon must wear protective helmets. [Read More]

Motorcycle Insurance Providers in Independence, VA

Independence, VA Motorcycle Insurance

Independence, VA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Independence


  • Minimum Liability Limits in Independence, VA: 25/50/20 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 20  Required coverage up to $20,000 for property damage in an accident

  • Insurer Verification of Insurance in Independence [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Independence Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Independence

Mandatory motorcycle insurance coverage for riders in the state of Independence, VA.

  • Motorcycle Insurance Requirements in Independence [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.

Motorcycle Helmet Laws in Independence

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Independence, VA

Motorcycle License Regulations in Independence, VA [3]

Detailed information about Independence laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Independence
  • Motorcycle License Laws in Independence
    • Applicants must pass a special examination including a written examination and a road test before being issued a license.
    • A motorcycle written or road test may be waived for licensed members, spouses of a member, or dependents of a member of the United States Armed Services who has successfully completed a basic motorcycle rider course approved by the United States Armed Services.

Motorcycle Equipment Laws in Independence, VA [3]

Various regulations and laws in Independence regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Independence
    • Operators and any passengers thereon must wear protective helmets.
    • Every person operating a motorcycle must wear a face shield, safety glasses, or goggles, or have his motorcycle equipped with safety glass or a windshield, at all times while operating the vehicle.
    • Each passenger is required to have a permanently affixed seat and footrest.
    • Handlebars may not be higher than 15 inches above the level of the motorcycle's seat.
    • There is no passenger age restriction in the state of Virginia.

Rider & Driver Facts in Independence, VA

Rider & Driver Facts in Independence, VA

Independence Accident Reporting Regulations

  • Accident Reporting in Independence [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Independence Highway Facts

  • Speed Limits in Independence [2]
    • Rural interstates: 70 mph
    • Urban interstates: 70 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in VA [4]
    • Virginia ranked 12th in the U.S. in 2011 in total motor fuel consumption.

Independence Motorcycle Registrations

  • Registered Riders in VA [5]
    • In 2012, Virginia totaled 199,489 motorcycles registrations.
    • This number ranks 15th in the United States by state (including Washington, D.C.).
    • Note: VA ranked 11th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Virginia

About Independence

The town of Independence (Virginia) has an approximate population of 947 and is located in Grayson County. [6]

VA Motorcycle Insurance

Independence, VA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Independence, or for additional resources related to Independence Motorcycle Insurance, visit the Virginia Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in VA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Virginia DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)