Virginia Beach Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Virginia Beach

• Minimum Liability Limits in Virginia Beach, VA: 25/50/20 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 20  Required coverage up to $20,000 for property damage in an accident

• Insurer Verification of Insurance in Virginia Beach ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify financial responsibility or insurance after an accident or arrest.
  • Insurer must verify randomly selected insurance policies upon request.
  • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Virginia Beach Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Virginia Beach, VA.

• Motorcycle Insurance Requirements in Virginia Beach ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage
  • Underinsured motorist coverage
  • Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.

Motorcycle Helmet Laws in Virginia Beach

• • Motorcycle helmets required for all riders. ^[3]

Motorcycle License Regulations in Virginia Beach, VA ^[3]

Detailed information about Virginia Beach laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Virginia Beach
• • Applicants must pass a special examination including a written examination and a road test before being issued a license.
  • A motorcycle written or road test may be waived for licensed members, spouses of a member, or dependents of a member of the United States Armed Services who has successfully completed a basic motorcycle rider course approved by the United States Armed Services.

Motorcycle Equipment Laws in Virginia Beach, VA ^[3]

Various regulations and laws in Virginia Beach regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Virginia Beach
• • Operators and any passengers thereon must wear protective helmets.
  • Every person operating a motorcycle must wear a face shield, safety glasses, or goggles, or have his motorcycle equipped with safety glass or a windshield, at all times while operating the vehicle.
  • Each passenger is required to have a permanently affixed seat and footrest.
  • Handlebars may not be higher than 15 inches above the level of the motorcycle's seat.
  • There is no passenger age restriction in the state of Virginia.