Motorcycle Insurance Providers in Banks, OR
Banks, OR Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Banks
- Minimum Liability Limits in Banks, OR: 25/50/20 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Insurer Verification of Insurance in Banks [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Banks Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Banks, OR.
- Motorcycle Insurance Requirements in Banks [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.
Motorcycle Helmet Laws in Banks
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Banks, OR
Motorcycle License Regulations in Banks, OR [3]
Detailed information about Banks laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Banks
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- A motorcycle endorsement may be issued to the holder of a valid license provided any tests and demonstrations are successfully completed.
- Completion of an approved motorcycle rider education course is required to obtain an unrestricted motorcycle endorsement. Courses for 3-wheel motorcycles are not available, and persons wishing to operate only 3-wheel motorcycles must pass a drive test at DMV to obtain an endorsement limited to 3-wheel motorcycle operation.
- A motorcycle instruction permit may be issued only to persons who are at least 16 years old and is valid for 1 year. The holder of a motorcycle instruction permit may only operate a motorcycle during daylight hours, must be accompanied by a motorcycle-endorsed rider on a separate motorcycle who is at least 21 years of age, may not carry any passengers, and must wear an approved helmet.
Motorcycle Equipment Laws in Banks, OR [3]
Various regulations and laws in Banks regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Banks
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- The operator of a motorcycle, and all passengers on a motorcycle, must wear an approved safety helmet.
- Eye protection is not required for riders in Oregon.
- It is unlawful to carry a passenger on a motorcycle unless the motorcycle is equipped with footrests for the passenger, and the passenger is seated on a permanent and regular seat.
- Motorcycles and mopeds must be equipped with at least 1 and no more than 3 headlights, 1 tail light, 1 brake light, a registration plate light, turn signal lights, and rear reflectors.
- At all times that a motorcycle is operated on a highway, it must display a lighted headlight(s).
Rider & Driver Facts in Banks, OR
Banks Accident Reporting Regulations
- Accident Reporting in Banks [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1500.
- The deadline to file a report is 72 hours.
Banks Highway Facts
- Speed Limits in Banks [2]
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- Rural interstates: 65 mph (Trucks: 55 mph)
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in OR [4]
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- Oregon ranked 31st in the U.S. in 2011 in total motor fuel consumption.
Banks Motorcycle Registrations
- Registered Riders in OR [5]
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- In 2012, Oregon totaled 86,123 motorcycles registrations.
- This number ranks 29th in the United States by state (including Washington, D.C.).
- Note: OR ranked 29th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Oregon
About Banks
The city of Banks (Oregon) has an approximate population of 1,777 and is located in Washington County. [6]
Banks, OR Motorcycle Insurance
To learn more about about Motorcycle Insurance in Banks, or for additional resources related to Banks Motorcycle Insurance, visit the Oregon Department of Insurance.
Did you know?
The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Oregon DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
