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Comprehensive Local Motorcycle Insurance Guide

Spencer Motorcycle Insurance

Motorcycle Licenses in Spencer

^ The same age requirements apply to motorcycle licenses as driver's licenses. [Read More]

Affordable Motorcycle Insurance in Spencer, OH

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Motorcycle Laws in Spencer

^ No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing [Read More]

Motorcycle Insurance Providers in Spencer, OH

Spencer, OH Motorcycle Insurance

Spencer, OH Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Spencer


  • Minimum Liability Limits in Spencer, OH: 12.5/25/7.5 [2]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident

  • Insurer Verification of Insurance in Spencer [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Spencer Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Spencer

Mandatory motorcycle insurance coverage for riders in the state of Spencer, OH.

  • Motorcycle Insurance Requirements in Spencer [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Spencer

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Spencer, OH

Motorcycle License Regulations in Spencer, OH [3]

Detailed information about Spencer laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Spencer
  • Motorcycle License Laws in Spencer
    • The same age requirements apply to motorcycle licenses as driver's licenses.
    • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Spencer, OH [3]

Various regulations and laws in Spencer regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Spencer
    • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
    • Each rider must wear safety glasses or other protective eye device.
    • Passenger footrest required if carrying a passenger.
    • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
    • Handlebars may be no higher than the shoulders of the operator when seated.

Rider & Driver Facts in Spencer, OH

Rider & Driver Facts in Spencer, OH

Spencer Accident Reporting Regulations

  • Accident Reporting in Spencer [3]
    • All crashes are required to be immediately reported.
    • To obtain a copy of an actual traffic crash report, you will need to contact the investigating police agency.

Spencer Highway Facts

  • Speed Limits in Spencer [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in OH [4]
    • Ohio ranked 6th in the U.S. in 2011 in total motor fuel consumption.

Spencer Motorcycle Registrations

  • Registered Riders in OH [5]
    • In 2012, Ohio totaled 339,688 motorcycles registrations.
    • This number ranks 7th in the United States by state (including Washington, D.C.).
    • Note: OH ranked 7th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Ohio

About Spencer

The village of Spencer (Ohio) has an approximate population of 753 and is located in Medina County. [6]

OH Motorcycle Insurance

Spencer, OH Motorcycle Insurance

To learn more about about Motorcycle Insurance in Spencer, or for additional resources related to Spencer Motorcycle Insurance, visit the Ohio Department of Insurance.

Did you know?

The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.

Additional Cities in OH

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Ohio DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)