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Comprehensive Local Motorcycle Insurance Guide

Ohio Motorcycle Insurance

Motorcycle Registrations in OH

^ There are 339,688 registered motorcycles in Ohio, the 7th highest number in the nation. [1]

Motorcycle Insurance in OH by City

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Motorcycle Insurance Providers in Ohio

OH Motorcycle Insurance

OH Motorcycle Insurance in Ohio

Motorcycle Insurance Coverage Requirements in Ohio


  • Minimum Liability Limits in OH: 12.5/25/7.5 [2]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident

  • Insurer Verification of Insurance in OH [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Ohio Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Ohio

Mandatory motorcycle insurance coverage for riders in the state of Ohio.

  • Motorcycle Insurance Requirements in OH [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Ohio

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Ohio

Motorcycle License Regulations in Ohio [4]

Detailed information about Ohio laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Ohio
  • Motorcycle License Laws in OH
    • The same age requirements apply to motorcycle licenses as driver's licenses.
    • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Ohio [4]

Various regulations and laws in Ohio regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in OH
    • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
    • Each rider must wear safety glasses or other protective eye device.
    • Passenger footrest required if carrying a passenger.
    • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
    • Handlebars may be no higher than the shoulders of the operator when seated.

Rider & Driver Facts in Ohio

Rider & Driver Facts in Ohio

Ohio Motorcycle Registrations

  • Registered Riders in OH [1]
    • In 2012, Ohio totaled 339,688 motorcycles registrations.
    • This number ranks 7th in the United States by state (including Washington, D.C.).
    • Note: OH ranked 7th in the nation in total auto registrations (all vehicle types) in 2011.

Ohio Highway Facts

  • Speed Limits in OH [3]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in OH [5]
    • Ohio ranked 6th in the U.S. in 2011 in total motor fuel consumption.

Ohio Accident Reporting Regulations

  • Accident Reporting in OH [4]
    • All crashes are required to be immediately reported.
    • To obtain a copy of an actual traffic crash report, you will need to contact the investigating police agency.

Ohio Demographics

Age Breakdown in Ohio

Approximately 75% residents in OH are 20 and older, while 20% are between ages 5 and 19, and 5% are under the age of 5. [6]


Household Income: Ohio vs. U.S.

The median household income in the state of Ohio is $51,385, which is about 12 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Ohio

About 16% of households in OH have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Ohio

About Ohio

Ohio as a whole has an approximate population of 11,536,504, which ranks 6th in the nation. [6]

OH Motorcycle Insurance

OH Motorcycle Insurance

To learn more about Motorcycle Insurance in Ohio, or for additional resources related to Ohio Motorcycle Insurance, visit the Ohio Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

Ohio Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Ohio DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)