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Comprehensive Local Motorcycle Insurance Guide

Lima Motorcycle Insurance

Motorcycle Licenses in Lima

^ The same age requirements apply to motorcycle licenses as driver's licenses. [Read More]

Affordable Motorcycle Insurance in Lima, OH

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Motorcycle Laws in Lima

^ No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing [Read More]

Motorcycle Insurance Providers in Lima, OH

Lima, OH Motorcycle Insurance

Lima, OH Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Lima


  • Minimum Liability Limits in Lima, OH: 12.5/25/7.5 [2]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident

  • Insurer Verification of Insurance in Lima [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Lima Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Lima

Mandatory motorcycle insurance coverage for riders in the state of Lima, OH.

  • Motorcycle Insurance Requirements in Lima [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Lima

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Lima, OH

Motorcycle License Regulations in Lima, OH [3]

Detailed information about Lima laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Lima
  • Motorcycle License Laws in Lima
    • The same age requirements apply to motorcycle licenses as driver's licenses.
    • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Lima, OH [3]

Various regulations and laws in Lima regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Lima
    • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
    • Each rider must wear safety glasses or other protective eye device.
    • Passenger footrest required if carrying a passenger.
    • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
    • Handlebars may be no higher than the shoulders of the operator when seated.

Local Companies in Lima Related to Motorcycle Insurance

Motorcycle Insurance in Lima

Companies & agents providing motorcycle insurance services in or near Lima, OH.

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Motorcycle Dealers in Lima

Dealerships selling new and/or used motorcycles locally in or near Lima, OH.


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Motorcycle Training in Lima

Companies offering motorcycle training in or near Lima, OH.

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Rider & Driver Facts in Lima, OH

Rider & Driver Facts in Lima, OH

Lima Accident Reporting Regulations

  • Accident Reporting in Lima [3]
    • All crashes are required to be immediately reported.
    • To obtain a copy of an actual traffic crash report, you will need to contact the investigating police agency.

Lima Highway Facts

  • Speed Limits in Lima [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in OH [4]
    • Ohio ranked 6th in the U.S. in 2011 in total motor fuel consumption.

Lima Motorcycle Registrations

  • Registered Riders in OH [5]
    • In 2012, Ohio totaled 339,688 motorcycles registrations.
    • This number ranks 7th in the United States by state (including Washington, D.C.).
    • Note: OH ranked 7th in the nation in total auto registrations (all vehicle types) in 2011.

Household Income in Lima, OH

Income: Lima vs. Ohio

Median household income in Lima, OH is $10,517, which is approximately 80 percent less than the median income of $51,385 in the state of Ohio overall. [6]


Lima, OH Income Breakdown

The city of Lima has a median household income of $10,517, versus $51,385 for the entire state of Ohio and versus $58,283 for the entire U.S. Approximately 19 percent of all households in Lima have an income below poverty level. [6]



Income: Lima vs. Nation

The Lima, OH median household income of $10,517 is approximately 82 percent less than the $58,283 median income for the U.S. in its entirety. [6]


Additional information about Ohio

About Lima

The city of Lima (Ohio) has an approximate population of 38,771 and is located in Allen County. [6]

OH Motorcycle Insurance

Lima, OH Motorcycle Insurance

To learn more about about Motorcycle Insurance in Lima, or for additional resources related to Lima Motorcycle Insurance, visit the Ohio Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in OH

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Ohio DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)