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Comprehensive Local Motorcycle Insurance Guide

Germantown Motorcycle Insurance

Motorcycle Licenses in Germantown

^ The same age requirements apply to motorcycle licenses as driver's licenses. [Read More]

Affordable Motorcycle Insurance in Germantown, OH

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Motorcycle Laws in Germantown

^ No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing [Read More]

Motorcycle Insurance Providers in Germantown, OH

Germantown, OH Motorcycle Insurance

Germantown, OH Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Germantown


  • Minimum Liability Limits in Germantown, OH: 12.5/25/7.5 [2]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident

  • Insurer Verification of Insurance in Germantown [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Germantown Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Germantown

Mandatory motorcycle insurance coverage for riders in the state of Germantown, OH.

  • Motorcycle Insurance Requirements in Germantown [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Germantown

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Germantown, OH

Motorcycle License Regulations in Germantown, OH [3]

Detailed information about Germantown laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Germantown
  • Motorcycle License Laws in Germantown
    • The same age requirements apply to motorcycle licenses as driver's licenses.
    • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Germantown, OH [3]

Various regulations and laws in Germantown regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Germantown
    • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
    • Each rider must wear safety glasses or other protective eye device.
    • Passenger footrest required if carrying a passenger.
    • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
    • Handlebars may be no higher than the shoulders of the operator when seated.

Rider & Driver Facts in Germantown, OH

Rider & Driver Facts in Germantown, OH

Germantown Accident Reporting Regulations

  • Accident Reporting in Germantown [3]
    • All crashes are required to be immediately reported.
    • To obtain a copy of an actual traffic crash report, you will need to contact the investigating police agency.

Germantown Highway Facts

  • Speed Limits in Germantown [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in OH [4]
    • Ohio ranked 6th in the U.S. in 2011 in total motor fuel consumption.

Germantown Motorcycle Registrations

  • Registered Riders in OH [5]
    • In 2012, Ohio totaled 339,688 motorcycles registrations.
    • This number ranks 7th in the United States by state (including Washington, D.C.).
    • Note: OH ranked 7th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Ohio

About Germantown

The city of Germantown (Ohio) has an approximate population of 5,547 and is located in Montgomery County. [6]

OH Motorcycle Insurance

Germantown, OH Motorcycle Insurance

To learn more about about Motorcycle Insurance in Germantown, or for additional resources related to Germantown Motorcycle Insurance, visit the Ohio Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in OH

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Ohio DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)