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Comprehensive Local Motorcycle Insurance Guide

Cincinnati Motorcycle Insurance

Motorcycle Licenses in Cincinnati

^ The same age requirements apply to motorcycle licenses as driver's licenses. [Read More]

Affordable Motorcycle Insurance in Cincinnati, OH

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Motorcycle Laws in Cincinnati

^ No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing [Read More]

Motorcycle Insurance Providers in Cincinnati, OH

Cincinnati, OH Motorcycle Insurance

Cincinnati, OH Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Cincinnati


  • Minimum Liability Limits in Cincinnati, OH: 12.5/25/7.5 [2]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident

  • Insurer Verification of Insurance in Cincinnati [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Cincinnati Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Cincinnati

Mandatory motorcycle insurance coverage for riders in the state of Cincinnati, OH.

  • Motorcycle Insurance Requirements in Cincinnati [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Cincinnati

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Cincinnati, OH

Motorcycle License Regulations in Cincinnati, OH [3]

Detailed information about Cincinnati laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Cincinnati
  • Motorcycle License Laws in Cincinnati
    • The same age requirements apply to motorcycle licenses as driver's licenses.
    • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Cincinnati, OH [3]

Various regulations and laws in Cincinnati regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Cincinnati
    • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
    • Each rider must wear safety glasses or other protective eye device.
    • Passenger footrest required if carrying a passenger.
    • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
    • Handlebars may be no higher than the shoulders of the operator when seated.

Rider & Driver Facts in Cincinnati, OH

Rider & Driver Facts in Cincinnati, OH

Cincinnati Accident Reporting Regulations

  • Accident Reporting in Cincinnati [3]
    • All crashes are required to be immediately reported.
    • To obtain a copy of an actual traffic crash report, you will need to contact the investigating police agency.

Cincinnati Highway Facts

  • Speed Limits in Cincinnati [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in OH [4]
    • Ohio ranked 6th in the U.S. in 2011 in total motor fuel consumption.

Cincinnati Motorcycle Registrations

  • Registered Riders in OH [5]
    • In 2012, Ohio totaled 339,688 motorcycles registrations.
    • This number ranks 7th in the United States by state (including Washington, D.C.).
    • Note: OH ranked 7th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Ohio

About Cincinnati

The city of Cincinnati (Ohio) has an approximate population of 296,943 and is located in Hamilton County. [6]

OH Motorcycle Insurance

Cincinnati, OH Motorcycle Insurance

To learn more about about Motorcycle Insurance in Cincinnati, or for additional resources related to Cincinnati Motorcycle Insurance, visit the Ohio Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in OH

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Ohio DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)