Ohio Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Ohio

• Minimum Liability Limits in OH: 12.5/25/7.5 ^[2]
• • 12.5  Required coverage up to $12,500 for one individual injured in an accident
  • 25  Required coverage up to $25,000 for all persons injured in an accident
  • 7.5  Required coverage up to $7,500 for property damage in an accident

• Insurer Verification of Insurance in OH ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify randomly selected insurance policies upon request.

Ohio Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Ohio.

• Motorcycle Insurance Requirements in OH ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage

Motorcycle Helmet Laws in Ohio

• • Motorcycle helmets required for 17 and younger. ^[3]

Motorcycle License Regulations in Ohio ^[4]

Detailed information about Ohio laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in OH
• • The same age requirements apply to motorcycle licenses as driver's licenses.
  • An applicant for a motorcycle operator's endorsement or a restricted license that permits only the operation of a motorcycle shall give an actual demonstration of the ability to exercise ordinary and reasonable control in the operation of a motorcycle by driving the same under the supervision of an examining officer unless the applicant can show proof of successful completion within the preceding 60 days of a course of basic instruction provided by the motorcycle safety and education program approved by the director.

Motorcycle Equipment Laws in Ohio ^[4]

Various regulations and laws in Ohio regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in OH
• • No person who is under the age of 18 years, or who holds a motorcycle operator's endorsement or license bearing a 'novice,' shall operate a motorcycle on a highway, or be a passenger on a motorcycle, unless wearing a protective helmet on his or her head, and no other person shall be a passenger on a motorcycle operated by such a person unless similarly wearing a protective helmet.
  • Each rider must wear safety glasses or other protective eye device.
  • Passenger footrest required if carrying a passenger.
  • The following equipment is required: 1 and no more than 2 headlights, at least 1 taillight/brake light, a horn that can be heard for at least 200 feet, and at least 1 rearview mirror.
  • Handlebars may be no higher than the shoulders of the operator when seated.