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Comprehensive Local Motorcycle Insurance Guide

Severn Motorcycle Insurance

Motorcycle Licenses in Severn

^ To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's [Read More]

Affordable Motorcycle Insurance in Severn, NC

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Motorcycle Laws in Severn

^ The operator and all passengers of a motorcycle or moped must wear a protective helmet. [Read More]

Motorcycle Insurance Providers in Severn, NC

Severn, NC Motorcycle Insurance

Severn, NC Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Severn


  • Minimum Liability Limits in Severn, NC: 30/60/25 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Severn [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Severn Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Severn

Mandatory motorcycle insurance coverage for riders in the state of Severn, NC.

  • Motorcycle Insurance Requirements in Severn [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: Underinsured motorist coverage is mandatory in policies with uninsured motorist limits exceeding 30/60.

Motorcycle Helmet Laws in Severn

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Severn, NC

Motorcycle License Regulations in Severn, NC [3]

Detailed information about Severn laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Severn
  • Motorcycle License Laws in Severn
    • To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's permit, a regular driver's license with a motorcycle learner's permit, a full provisional license with a motorcycle endorsement, or a regular driver's license with a motorcycle endorsement.
    • To obtain a motorcycle endorsement, an applicant must pass a knowledge test concerning motorcycles, pay the fee, and either pass a road test or provide proof of successful completion of the North Carolina motorcycle safety education program basic rider course or experienced rider course, or any other approved course for this purpose.
    • An applicant must pass a vision test, road sign test, and written test to obtain a motorcycle learner's permit. A motorcycle learner's permit is valid for 12 months after it is issued, and may be renewed for one additional 6-month period.
    • Motorcycle Learner's Permit: A person who is 16 or 17 years old and has a full provisional license, or a person who is at least 18 years old and has a valid license, is eligible for a motorcycle learner's permit.

Motorcycle Equipment Laws in Severn, NC [3]

Various regulations and laws in Severn regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Severn
    • The operator and all passengers of a motorcycle or moped must wear a protective helmet.
    • Eye protection is not required for riders in North Carolina.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle and motor-driven cycle shall be equipped with either 1 or 2 headlamps that shall be lighted at all times when the motorcycle is in operation. Lights must be on at all times.
    • Every motorcycle shall be equipped with a rearview mirror that provides a clear, undistorted, and unobstructed view of at least 200 feet to the rear.

Rider & Driver Facts in Severn, NC

Rider & Driver Facts in Severn, NC

Severn Accident Reporting Regulations

  • Accident Reporting in Severn [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Severn Highway Facts

  • Speed Limits in Severn [2]
    • Rural interstates: 70 mph
    • Urban interstates: 70 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NC [4]
    • North Carolina ranked 9th in the U.S. in 2011 in total motor fuel consumption.

Severn Motorcycle Registrations

  • Registered Riders in NC [5]
    • In 2012, North Carolina totaled 199,205 motorcycles registrations.
    • This number ranks 16th in the United States by state (including Washington, D.C.).
    • Note: NC ranked 12th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about North Carolina

About Severn

The town of Severn (North Carolina) has an approximate population of 276 and is located in Northampton County. [6]

NC Motorcycle Insurance

Severn, NC Motorcycle Insurance

To learn more about about Motorcycle Insurance in Severn, or for additional resources related to Severn Motorcycle Insurance, visit the North Carolina Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in NC

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or North Carolina DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)