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Comprehensive Local Motorcycle Insurance Guide

Banner Elk Motorcycle Insurance

Motorcycle Licenses in Banner Elk

^ To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's [Read More]

Affordable Motorcycle Insurance in Banner Elk, NC

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Motorcycle Laws in Banner Elk

^ The operator and all passengers of a motorcycle or moped must wear a protective helmet. [Read More]

Motorcycle Insurance Providers in Banner Elk, NC

Banner Elk, NC Motorcycle Insurance

Banner Elk, NC Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Banner Elk


  • Minimum Liability Limits in Banner Elk, NC: 30/60/25 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Banner Elk [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Banner Elk Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Banner Elk

Mandatory motorcycle insurance coverage for riders in the state of Banner Elk, NC.

  • Motorcycle Insurance Requirements in Banner Elk [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: Underinsured motorist coverage is mandatory in policies with uninsured motorist limits exceeding 30/60.

Motorcycle Helmet Laws in Banner Elk

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Banner Elk, NC

Motorcycle License Regulations in Banner Elk, NC [3]

Detailed information about Banner Elk laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Banner Elk
  • Motorcycle License Laws in Banner Elk
    • To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's permit, a regular driver's license with a motorcycle learner's permit, a full provisional license with a motorcycle endorsement, or a regular driver's license with a motorcycle endorsement.
    • To obtain a motorcycle endorsement, an applicant must pass a knowledge test concerning motorcycles, pay the fee, and either pass a road test or provide proof of successful completion of the North Carolina motorcycle safety education program basic rider course or experienced rider course, or any other approved course for this purpose.
    • An applicant must pass a vision test, road sign test, and written test to obtain a motorcycle learner's permit. A motorcycle learner's permit is valid for 12 months after it is issued, and may be renewed for one additional 6-month period.
    • Motorcycle Learner's Permit: A person who is 16 or 17 years old and has a full provisional license, or a person who is at least 18 years old and has a valid license, is eligible for a motorcycle learner's permit.

Motorcycle Equipment Laws in Banner Elk, NC [3]

Various regulations and laws in Banner Elk regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Banner Elk
    • The operator and all passengers of a motorcycle or moped must wear a protective helmet.
    • Eye protection is not required for riders in North Carolina.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle and motor-driven cycle shall be equipped with either 1 or 2 headlamps that shall be lighted at all times when the motorcycle is in operation. Lights must be on at all times.
    • Every motorcycle shall be equipped with a rearview mirror that provides a clear, undistorted, and unobstructed view of at least 200 feet to the rear.

Rider & Driver Facts in Banner Elk, NC

Rider & Driver Facts in Banner Elk, NC

Banner Elk Accident Reporting Regulations

  • Accident Reporting in Banner Elk [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Banner Elk Highway Facts

  • Speed Limits in Banner Elk [2]
    • Rural interstates: 70 mph
    • Urban interstates: 70 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NC [4]
    • North Carolina ranked 9th in the U.S. in 2011 in total motor fuel consumption.

Banner Elk Motorcycle Registrations

  • Registered Riders in NC [5]
    • In 2012, North Carolina totaled 199,205 motorcycles registrations.
    • This number ranks 16th in the United States by state (including Washington, D.C.).
    • Note: NC ranked 12th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about North Carolina

About Banner Elk

The town of Banner Elk (North Carolina) has an approximate population of 1,028 and is located in Avery County. [6]

NC Motorcycle Insurance

Banner Elk, NC Motorcycle Insurance

To learn more about about Motorcycle Insurance in Banner Elk, or for additional resources related to Banner Elk Motorcycle Insurance, visit the North Carolina Department of Insurance.

Did you know?

Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).

Additional Cities in NC

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or North Carolina DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)