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Comprehensive Local Motorcycle Insurance Guide

New Mexico Motorcycle Insurance

Motorcycle Registrations in NM

^ There are 66,666 registered motorcycles in New Mexico, the 37th highest number in the nation. [1]

Motorcycle Insurance in NM by City

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Motorcycle Insurance Providers in New Mexico

NM Motorcycle Insurance

NM Motorcycle Insurance in New Mexico

Motorcycle Insurance Coverage Requirements in New Mexico


  • Minimum Liability Limits in NM: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in NM [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

New Mexico Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in New Mexico

Mandatory motorcycle insurance coverage for riders in the state of New Mexico.

  • Motorcycle Insurance Requirements in NM [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in New Mexico

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in New Mexico

Motorcycle License Regulations in New Mexico [4]

Detailed information about New Mexico laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in New Mexico
  • Motorcycle License Laws in NM
    • First-time applicants for a motorcycle license or an endorsement on their New Mexico driver's license may be required to complete a motorcycle driver education program as prescribed by the rules and regulations of the bureau.
    • A restricted motorcycle license may be issued to any person 13 years of age or older who passes an examination prescribed by the MVD.
    • A Class M license allows the holder to operate a 2- or 3-wheeled motorcycle.

Motorcycle Equipment Laws in New Mexico [4]

Various regulations and laws in New Mexico regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in NM
    • Persons under the age of 18 are required to wear a helmet while riding on a motorcycle.
    • Any person operating a motorcycle not having a fixed windshield of a type approved by regulation of the secretary shall wear an eye protective device which may be a faceshield attached to a safety helmet, goggles or safety eyeglasses.
    • Passenger footrest required if carrying a passenger.
    • The motorcycle must have a permanent and regular seat for each rider along with footrests and must be equipped with at least 1 headlamp on the front.
    • No motorcycle shall be equipped in a manner such that it is incapable of turning a 90-degree angle within a circle having a radius of not more than 14 feet.

Rider & Driver Facts in New Mexico

Rider & Driver Facts in New Mexico

New Mexico Motorcycle Registrations

  • Registered Riders in NM [1]
    • In 2012, New Mexico totaled 66,666 motorcycles registrations.
    • This number ranks 37th in the United States by state (including Washington, D.C.).
    • Note: NM ranked 37th in the nation in total auto registrations (all vehicle types) in 2011.

New Mexico Highway Facts

  • Speed Limits in NM [3]
    • Rural interstates: 75 mph
    • Urban interstates: 75 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NM [5]
    • New Mexico ranked 35th in the U.S. in 2011 in total motor fuel consumption.

New Mexico Accident Reporting Regulations

  • Accident Reporting in NM [4]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $500.

New Mexico Demographics

Age Breakdown in New Mexico

Approximately 72% residents in NM are 20 and older, while 22% are between ages 5 and 19, and 6% are under the age of 5. [6]


Household Income: New Mexico vs. U.S.

The median household income in the state of New Mexico is $48,548, which is about 17 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in New Mexico

About 20% of households in NM have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about New Mexico

About New Mexico

New Mexico as a whole has an approximate population of 2,059,179, which ranks 36th in the nation. [6]

NM Motorcycle Insurance

NM Motorcycle Insurance

To learn more about Motorcycle Insurance in New Mexico, or for additional resources related to New Mexico Motorcycle Insurance, visit the New Mexico Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

New Mexico Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or New Mexico DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)