Motorcycle Insurance Providers in Somersworth, NH
Somersworth, NH Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Somersworth
- Minimum Liability Limits in Somersworth, NH: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: In addition, policyholders must also carry at least $2,000 for medical payments.
- Insurer Verification of Insurance in Somersworth [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Somersworth Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Somersworth, NH.
- Motorcycle Insurance Requirements in Somersworth [2]
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- Uninsured motorist coverage
- Financial responsibility only (insurance not compulsory)
Motorcycle Helmet Laws in Somersworth
Motorcycle Insurance Laws & Regulations in Somersworth, NH
Motorcycle License Regulations in Somersworth, NH [3]
Detailed information about Somersworth laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Somersworth
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- Motorcycle Learner's Permit: Upon application, the DMV shall issue a motorcycle learner's permit to a person age 18 or older or to a person who is 16 or 17 and has successfully completed an approved driver education course and holds a valid NH drivers license. Applicants for such permit shall furnish proof of their fitness to drive a motorcycle, including either passing a of a written basic motorcycle knowledge test or successful completion of the motorcycle rider education program.
- A motorcycle learner's permit shall permit the holder of such permit to drive a motorcycle on any road after sunrise and before sunset. Passengers are prohibited. The permit shall be valid for 45 days from the date of issuance or until the holder of the permit obtains a special license to drive motorcycles.
- Class D: Non-Commercial Operator's License. May also be 'moped only,' 'motorcycle only' or 'motorcycle also.'
Motorcycle Equipment Laws in Somersworth, NH [3]
Various regulations and laws in Somersworth regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Somersworth
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- Protective headgear is required for motorcycle operators or passengers under age 18.
- If a motorcycle is not equipped with a windshield or screen which protects the driver's eyes and face when the driver is sitting erect, the driver shall wear either eyeglasses, goggles, or a protective face shield when driving the motorcycle.
- Every motorcycle shall have footrests for each person driving or riding.
- A person operating a motorcycle shall ride only upon the permanent and regular seat attached thereto. Such driver shall not carry any other person nor shall any other person ride on a motorcycle unless such motorcycle is designed to carry more than 1 person.
- Motorcycles must be equipped on the rear with, whether as part of the tail lamps or separately, 1 red reflector.
Rider & Driver Facts in Somersworth, NH
Somersworth Accident Reporting Regulations
- Accident Reporting in Somersworth [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1000.
- The deadline to file a report is 15 days.
Somersworth Highway Facts
- Speed Limits in Somersworth [2]
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- Rural interstates: 65 mph (70 mph on specified segments of road)
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in NH [4]
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- New Hampshire ranked 41st in the U.S. in 2011 in total motor fuel consumption.
Somersworth Motorcycle Registrations
- Registered Riders in NH [5]
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- In 2012, New Hampshire totaled 79,877 motorcycles registrations.
- This number ranks 32nd in the United States by state (including Washington, D.C.).
- Note: NH ranked 40th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about New Hampshire
About Somersworth
The city of Somersworth (New Hampshire) has an approximate population of 11,766 and is located in Strafford County. [6]
Somersworth, NH Motorcycle Insurance
To learn more about about Motorcycle Insurance in Somersworth, or for additional resources related to Somersworth Motorcycle Insurance, visit the New Hampshire Department of Insurance.
Did you know?
The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or New Hampshire DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)