New Hampshire Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in New Hampshire

• Minimum Liability Limits in NH: 25/50/25 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 25  Required coverage up to $25,000 for property damage in an accident
  • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

• Insurer Verification of Insurance in NH ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

New Hampshire Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of New Hampshire.

• Motorcycle Insurance Requirements in NH ^[2]
• • Uninsured motorist coverage
  • Financial responsibility only (insurance not compulsory)

Motorcycle Helmet Laws in New Hampshire

• • No law in place. ^[3]

Motorcycle License Regulations in New Hampshire ^[4]

Detailed information about New Hampshire laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in NH
• • Motorcycle Learner's Permit: Upon application, the DMV shall issue a motorcycle learner's permit to a person age 18 or older or to a person who is 16 or 17 and has successfully completed an approved driver education course and holds a valid NH drivers license. Applicants for such permit shall furnish proof of their fitness to drive a motorcycle, including either passing a of a written basic motorcycle knowledge test or successful completion of the motorcycle rider education program.
  • A motorcycle learner's permit shall permit the holder of such permit to drive a motorcycle on any road after sunrise and before sunset. Passengers are prohibited. The permit shall be valid for 45 days from the date of issuance or until the holder of the permit obtains a special license to drive motorcycles.
  • Class D: Non-Commercial Operator's License. May also be 'moped only,' 'motorcycle only' or 'motorcycle also.'

Motorcycle Equipment Laws in New Hampshire ^[4]

Various regulations and laws in New Hampshire regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in NH
• • Protective headgear is required for motorcycle operators or passengers under age 18.
  • If a motorcycle is not equipped with a windshield or screen which protects the driver's eyes and face when the driver is sitting erect, the driver shall wear either eyeglasses, goggles, or a protective face shield when driving the motorcycle.
  • Every motorcycle shall have footrests for each person driving or riding.
  • A person operating a motorcycle shall ride only upon the permanent and regular seat attached thereto. Such driver shall not carry any other person nor shall any other person ride on a motorcycle unless such motorcycle is designed to carry more than 1 person.
  • Motorcycles must be equipped on the rear with, whether as part of the tail lamps or separately, 1 red reflector.