Motorcycle Insurance Providers in West Des Moines, IA
West Des Moines, IA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in West Des Moines
- Minimum Liability Limits in West Des Moines, IA: 20/40/15 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in West Des Moines [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
West Des Moines Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of West Des Moines, IA.
- Motorcycle Insurance Requirements in West Des Moines [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in West Des Moines
Motorcycle Insurance Laws & Regulations in West Des Moines, IA
Motorcycle License Regulations in West Des Moines, IA [3]
Detailed information about West Des Moines laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in West Des Moines
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- Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
- Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.
Motorcycle Equipment Laws in West Des Moines, IA [3]
Various regulations and laws in West Des Moines regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in West Des Moines
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- Iowa does not have a motorcycle helmet law.
- Eye protection is not required for riders in Iowa.
- The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
- A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
- Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.
Rider & Driver Facts in West Des Moines, IA
West Des Moines Accident Reporting Regulations
- Accident Reporting in West Des Moines [3]
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- Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
- If required to submit an accident report, the deadline is 3 days.
West Des Moines Highway Facts
- Speed Limits in West Des Moines [2]
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- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IA [4]
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- Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.
West Des Moines Motorcycle Registrations
- Registered Riders in IA [5]
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- In 2012, Iowa totaled 180,063 motorcycles registrations.
- This number ranks 18th in the United States by state (including Washington, D.C.).
- Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Iowa
About West Des Moines
The city of West Des Moines (Iowa) has an approximate population of 56,609 and is located in Polk County. [6]
West Des Moines, IA Motorcycle Insurance
To learn more about about Motorcycle Insurance in West Des Moines, or for additional resources related to West Des Moines Motorcycle Insurance, visit the Iowa Department of Insurance.
Did you know?
According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Iowa DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
