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Comprehensive Local Motorcycle Insurance Guide

Storm Lake Motorcycle Insurance

Motorcycle Licenses in Storm Lake

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Storm Lake, IA

^ Click here to compare Storm Lake Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Storm Lake

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Storm Lake, IA

Storm Lake, IA Motorcycle Insurance

Storm Lake, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Storm Lake


  • Minimum Liability Limits in Storm Lake, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Storm Lake [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Storm Lake Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Storm Lake

Mandatory motorcycle insurance coverage for riders in the state of Storm Lake, IA.

  • Motorcycle Insurance Requirements in Storm Lake [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Storm Lake

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Storm Lake, IA

Motorcycle License Regulations in Storm Lake, IA [3]

Detailed information about Storm Lake laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Storm Lake
  • Motorcycle License Laws in Storm Lake
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Storm Lake, IA [3]

Various regulations and laws in Storm Lake regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Storm Lake
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Storm Lake, IA

Rider & Driver Facts in Storm Lake, IA

Storm Lake Accident Reporting Regulations

  • Accident Reporting in Storm Lake [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Storm Lake Highway Facts

  • Speed Limits in Storm Lake [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Storm Lake Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Storm Lake

The city of Storm Lake (Iowa) has an approximate population of 10,600 and is located in Buena Vista County. [6]

IA Motorcycle Insurance

Storm Lake, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Storm Lake, or for additional resources related to Storm Lake Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)